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Fannie now has a 3.6 tips sheet.

Just in case anyone wants to know the actual level of detail required for roof age

View attachment 105576
You just know that stating the roof was installed more than 20 years ago is like calling the Subject C5 in condition. The ROV's would come at your inbox faster than the updates needed for Windows 11.
 
You just know that stating the roof was installed more than 20 years ago is like calling the Subject C5 in condition. The ROV's would come at your inbox faster than the updates needed for Windows 11.
I bought my rental in 2008 (bad timing) and I never had to replace the roof. Still looks good.
The quality is better than most roofs so I hope it will last another 10 years.
 
They're not. :rof:

I encourage the GSE's to get home inspections on all of these properties.

Let's call it what it is - guess the age. You can't guess an age of the roof. I've seen 2 year old roofs under trees that look like it needs replaced. And I've seen 20 year old roofs in the open that look brand new.

I suspect like most other things in this profession, the folks that make this **** up are on the take. Maybe roof companies have offered them money to get lists of homes that might need a new roof.

I put nothing past these folks.

I'll be putting N/A on most of these fields. That's what you can do when you're independent.
It’s nearly always a guess. I know a roofing contractor very well and whenever we get together we discuss work. He is amazed we are expected to estimate the condition of a roof from the yard. He tells me he has estimates where he, a partner and members of his crew all have different opinions of a roof’s condition while standing on the roof and it’s their line of work. It’s always a range. We on the other hand have the luxury of property data inspectors with advanced degrees in UAD giving us a single point effective age of roofs. :cool:
 
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