FHA sketches

[Couch Potato]

What should I do about all this? The buyer is gone and I lost the sale of my home.

Call an attorney to sue the jerk.

 

[Carnivore]

Call an attorney to sue the jerk.

I agree. We have to be willing to take out the bad boys when we get a chance. If the appraisal boards want to continue covering for these Skippies then let the court make the skippy go broke defending there trash!

 

[Greg Bell]

If we can't even decide on what to call a porch, deck or patio, then how are we ever going to decide what brand of beer we are going to drink on the 4th of July!

Corona with a lime , bueno...

 

[springalot]

How does one go about acquiring his E&O contact information and what is the process to submit a claim on it? I would assume he has E&O since this appraisal was for a VA loan and they probably require it from their appraisers. Thank you.

 

[George Ellerman]

Okay, my wife and I just got on the FHA list. At one of the classes she attended, sketching requirements were mentioned but no examples or details as to the different requirements.
Does anyone have a current sample sketch, or guidelines, or anything???

Thank you,
Harley

• [FONT=Times New Roman,Times New Roman]Include a building sketch showing the Gross Living Area Above Grade, including all exterior dimensions of the house. Include patios, porches, garages, breezeways and other offsets. State "covered" or "uncovered" to indicate a roof or no roof (such as over a patio). [/FONT]
[FONT=Times New Roman,Times New Roman]• Show calculations used to arrive at the estimated gross living area. [/FONT]
[FONT=Times New Roman,Times New Roman]• An interior sketch or floor plan is required for properties exhibiting functional obsolescence attributable to the lay out. [/FONT]

 

[springalot]

Yes, here is a link to the VA Lenders Handbook. Hope it helps.

http://www.vba.VA.gov/ro/roanoke/rlc/forms/VA%20Pamphlet%2026-7.PDF

 

[Mike Garrett RAA]

Spring...it sound to me like you need to obtain the services of an attorney. If you have one, give him a call and discuss it with him.

Typically, appraisers measure the exterior of the house. Interior measurements are not a requirement for a VA appraisal. The issue appears to be..."did the appraiser falsify the appraisal report by stating he did inspect the interior when he didn't.

Let your attorney advise you what to do...none of us here are qualified to give you legal advice. A small difference in square footage may or may not have made a difference in the selection of comps.

I wish you well!

 

[Brad Pack]

I was was trained by FHA as a CHUMS appraiser. That is back in the day when HUD assigned assigned CHUMS numbers to appraisers who were on the approved list.

Back in the day we had to indicate North with an arrow and show the distance of the front, rear, and side yard set backs

100% correct. Give the man a cigar!

 

[RSW]

Deleted. Soorry!

 

[AppServSol]

I hate to sound like I am defending a bad appraiser but, going into every room of a house and measuring the interior walls, and drawing up an elaborate sketch, is a long way from "personally viewing the interior". Good luck with a law suit if the jerk just so much as looked in one of the windows as they measured from the outside, that would qualify such a loose guideline. Just as personally viewing the exterior of the comps could mean 10 years ago, last week, or on the way to court. Putting a lock box on your home is an implied consent to real estate professionals to gain entry. As was the appraisal assignment. Put the two together and although it is a poor ethical choice to enter in another manner, it is bit hard to prove legally. 88' is a whole different debate as to effecting comp choice. But not a strong one to be made in court. Getting an attorney is just going to be another expense, I would just get another buyer, and take some cold comfort in talking bad about this appraiser to everyone you see in your area. I would turn them into the State board as well. Its easy to do and doesn't cost you anything. I will cause the appraiser some trouble, time, and sleepless nights, maybe. And maybe they will think twice about not going in next time.