Has Anyone Completed A 3.6 Yet

[alebrewer]

No requirement by F/F to measure decks/patios/porches.

 

[nicholz12]

I have used ACI for years, but is very glitchy on their 3.6 platform. It crashes, doesn't show progress correctly, they just haven't figured it out yet. I was hoping to stay with them (although I do believe Total is better), and Aivre has a section to pull up maps and comps, but does not work for me. Maybe I am just not tech-savvy, and they rely on AI to "assist" with the report. Even the guy who has "completed" 3.6 reports with Aivre admitted he doesn't use their features, and relies on the old school methods for getting comps, etc. He also had to rely heavily on them walking him through the report. I feel like they may be all hype. I have watched basically every free zoom or class offered, took the 3.6 courses on McKissock, and NOBODY shows you how to finish a report

I agree, I've tried aivre, sfrep, haven't tried total/ that's what i use now. But, after about an hour plus I usually give up, I have not completed one full report. I did talk with another appraiser- they said someone in their office completed one on Total, but it was a slog for sure. They appraised their own house. I am not feeling to comfortable w/ this at all. I have talked w/ a few appraisers, granted some are older- they are saying they will retire, one said he'll try it out see what happens. The younger appraiser said they will work w/ 3.6 update.
I'll probably retire as I am older too. An older geezer. lol.

 

[alebrewer]

SFREP and Aivre are about the only 2 current stable environments that I can tell. SFREP is just extremely tedious (took me about 6 hours to generate a full 3.6). OTOH, Aivre automates a lot of stuff I'd prefer to do myself. Been trying to generate a report on Freedom, but their environment is really unstable as well.

 

[NC Appraising]

I read ANSI requirements differently but since I've been out of it for 2 years I'll let active folks chime in. I've always measured everything. I can't imagine having something in a sketch without dimensions. Hard to believe you've never been stipped for that!

I think i know where the miscommunication is.

There are two separate issues. Pre uad 3.6 and post uad 3.6.


The current uad, how we do it now. I agree with you. Yes, if for some reason I include the patio, I will measure it my self and put it on the sketch. It's not a ANSI issue.

. It's a scope of work, FHA or client requirement.

Uad 3.6 changes this. Uad 3.6 requires the size of the patio, etc. in the report. BUT the new uad 3.6 guidelines does not say that we have to physically measure it.

Now I forsee a problem and it is what you said. Will appraisers get stipped? Probably.

The AMC and lenders will read the uad 3.6 and see that a patio sqft is required.

The appraiser listed the patio sqft in the report, but did not include it in the sketch. The appraiser used the tax card or the agents sketch for the patio sqft.

The AMC will then go to the sketch and say that the patio sketch is missing. ....

Moral of the story....it will become another myth just like the 10% line item adjustment guideline. A battle not worth dying on or fighting. Appraisers will be forced to spend, waste countless amout of time measuring patios decks, porches etc. For conventional gse appraisals.

Ps, if it seems that I am trying to weasel my way out of having to measure decks and patios....you would be correct.

 

[J Grant]

Again, why would anybody believe the spin that a new/startup software would somehow solve the 3.6 problem? The 3.6 internet-based drop-down menu overlays are the SAME no matter what software you use. However, Alamode/total and other established software are at least working with the existing platforms to make 3.6 work with reporting/print out and delivery requirements.

 

[DWiley]

The 3.6 internet-based drop-down menu overlays are the SAME no matter what software you use.

It is true that the enumerations provided in the UAD spec are the same for all software providers. Having said that, how the fields are actually populated with the user interface varies greatly from software to software. I suggest trying multiple providers and selecting the one that best matches personal preference. I have tried several of them, and I have seen demos of the ones I have not personally tried. I certainly like some better than others. But what I prefer is irrelevant to anyone else's choice.

 

[NC Appraising]

It is true that the enumerations provided in the UAD spec are the same for all software providers. Having said that, how the fields are actually populated with the user interface varies greatly from software to software. I suggest trying multiple providers and selecting the one that best matches personal preference. I have tried several of them, and I have seen demos of the ones I have not personally tried. I certainly like some better than others. But what I prefer is irrelevant to anyone else's choice.

Hey DW,

Can you do me a big favor? Can you update the uad 3.6 or put out a FAQ stating that the appraiser is not required to sketch out decks patios porches, etc. And they do not have to be on the sketch.

The appraiser does have to include the sqft, but this data can come from other sources that the appraiser deems reliable.

Love ya!

Ps, I just finished one up. Two porches, balcony, paver patio very odd shaped and a deck. Not all are square....would have taken me a good 30 minutes...FREE LABOR. I'm getting paid the same and if I contact the AMC asking for more money.....we know that's not going to happen. Lol.

Or I could just start using cubicasa. But then again, it was 400 sqft off of a million dollar property that I appraised. Luckily it was 400 sqft more than cubicasa. Funny thing was the agent realized that cubicasa was full of it and just used the tax card GLA. Will admit cubicasa does produce a nice floor plan, just do not trust the GLA. 80% of the time it's right. But when it's wrong it's wrong

 

[NC Appraising]

Alebrewer,

Why are you laughing for? Wink. LOL.

Just to show all that I'm not full of crap. Here is the evidence.

My GLA 3,862
Tax card 3,799
Cubicasa 3,364 deemed highly reliable but not guaranteed LOL.

GLA on MLS 3,799

AI Appraisers....up up and away!

 

[Alsie35]

I think i know where the miscommunication is.

There are two separate issues. Pre uad 3.6 and post uad 3.6.


The current uad, how we do it now. I agree with you. Yes, if for some reason I include the patio, I will measure it my self and put it on the sketch. It's not a ANSI issue.

. It's a scope of work, FHA or client requirement.

Uad 3.6 changes this. Uad 3.6 requires the size of the patio, etc. in the report. BUT the new uad 3.6 guidelines does not say that we have to physically measure it.

Now I forsee a problem and it is what you said. Will appraisers get stipped? Probably.

The AMC and lenders will read the uad 3.6 and see that a patio sqft is required.

The appraiser listed the patio sqft in the report, but did not include it in the sketch. The appraiser used the tax card or the agents sketch for the patio sqft.

The AMC will then go to the sketch and say that the patio sketch is missing. ....

Moral of the story....it will become another myth just like the 10% line item adjustment guideline. A battle not worth dying on or fighting. Appraisers will be forced to spend, waste countless amout of time measuring patios decks, porches etc. For conventional gse appraisals.

Ps, if it seems that I am trying to weasel my way out of having to measure decks and patios....you would be correct.

Forgive me, but if measuring patios/decks is your biggest problem with the "Abomination" ... well, I don't know what to say.

Looks to me like you're looking at molehills instead of that "3.6 Abomination Mountain" bearing down on you.

I've been at this 25 years, I was not even doing FHAs til 2017, and still, EVERY single client I have ever had has REQUIRED me to measure the decks and patios (and sheds) and show them on the sketch. Doesn't seem like a big deal to me. Yes, higher end homes often have huge/bizarrely shaped patios and decks. Yes, those take a lot more time. But I kind of enjoy doing it, seeing the "figuring out" how to measure a strange shape as a game instead of a problem. Keeps things interesting and keeps me "on my toes".

And I would guess I have done many more appraisals than you have - and not just because I've been in this longer. If that is the biggest thing you are worrying about vis-a-vis the "3.6 Abomination", I suspect you may be in for a rude awakening.

P.S. I have never had a "tax card" with a sketch from the assessor to refer to either. They ain't got those in either one of the states I appraised in.

 

[NC Appraising]

Forgive me, but if measuring patios/decks is your biggest problem with the "Abomination" ... well, I don't know what to say.

Looks to me like you're looking at molehills instead of that "3.6 Abomination Mountain" bearing down on you.

I've been at this 25 years, I was not even doing FHAs til 2017, and still, EVERY single client I have ever had has REQUIRED me to measure the decks and patios (and sheds) and show them on the sketch. Doesn't seem like a big deal to me. Yes, higher end homes often have huge/bizarrely shaped patios and decks. Yes, those take a lot more time. But I kind of enjoy doing it, seeing the "figuring out" how to measure a strange shape as a game instead of a problem. Keeps things interesting and keeps me "on my toes".

And I would guess I have done many more appraisals than you have - and not just because I've been in this longer. If that is the biggest thing you are worrying about vis-a-vis the "3.6 Abomination", I suspect you may be in for a rude awakening.

P.S. I have never had a "tax card" with a sketch from the assessor to refer to either. They ain't got those in either one of the states I appraised in.

It's not my biggest problem. I just think appraisers are freaking out for nothing.

the biggest problem is not the uad 3.6. It's the national AI appraisal firms that will dominate the market with 30 minute appraisals and complex orders becoming the norm.

I realize that the uad 3.6 will affect some appraisers that still use a tape and paper. But come on, I've been mobile for 12 years now...its not like it just happened yesterday.

Time is money. If it's not part of the LOE or not part of fannie Freddie guidelines I'm not doing it. I don't work for free and I don't give out freebies.

I have one client that requires me to take pics of the hvac, electrical panel, water heater etc. For conventional loans. No problem I charge more.

I do have one client that requires me to measure patios decks etc. I charge more or if they decline to pay me more i decline the assignment.

Maybe in you neck of the woods. I went through over 30 appraisals from other appraisers in my market for conventional loans and none had the patios or decks. Some knuckle heads will put a car in the garage...

I learned a long time ago they don't give crap about the sketch or how pretty it is. As long as the bed bath count matches what is on the form...that's what they care about.