Hybrid

[George Hatch]

That might be a distinction to be made at the state board level, 'cause I could see that issue being argued both ways.

 

[timd354]

That might be a distinction to be made at the state board level, 'cause I could see that issue being argued both ways.

Sorry, but no rational argument can be made that the Home Inspectors Board has any jurisdiction to discipline an appraiser who is doing anything that is valuation/appriasal related given the following language in the Home Inspectors Regs as long as the appraiser does not claim that he or she is a home inspector:

SECTION .1200 - HOME INSPECTOR DISCIPLINARY ACTIONS
.1202 COMPLAINTS
(g) The Board shall not consider services that are under the jurisdiction of other regulatory agencies or licensing boards, such as termite inspections; appraisals; or services rendered by licensed architects, engineers, or general contractors, unless the persons rendering those services claim to be home inspectors.

 

[Mr Rex]

Just about every phase of these "hybrids" appear to violate different NC laws and board rules. I wouldn't do them in this state. There will have to be law changes before I'd ever sign my name to one.

But I'd more likely leave the profession. Hard to make a real living $100 at a time. Too many other ways to make 6 figures these days than to sit at a desk and pump these POS out the door all day long.

Wait till the public finds out it wasn't even an appraiser they let into their house

Name one.

 

[George Hatch]

Sorry, but no rational argument can be made that the Home Inspectors Board has any jurisdiction to discipline an appraiser who is doing anything that is valuation/appriasal related given the following language in the Home Inspectors Regs so long as the appraiser does not claim that he or she is a home inspector:

SECTION .1200 - HOME INSPECTOR DISCIPLINARY ACTIONS
.1202 COMPLAINTS
(g) The Board shall not consider services that are under the jurisdiction of other regulatory agencies or licensing boards, such as termite inspections; appraisals; or services rendered by licensed architects, engineers, or general contractors, unless the persons rendering those services claim to be home inspectors.

The question is whether the act of performing a freestanding inspection falls under the category of appraisal practice. What is the individual doing, and what are the expectations for what the individual is doing? And from the regulatory perspective, if it's not appraisal practice then what is it?

 

[Carnivore]

You need to take a closer look at the applicable regulations for home inspections in NC.

So much for the theory that an appraiser doing the inspection portion of a hybrid appraisal needs a home inspector license in the state of North Carolina.

I never Said that an Appraiser would be violating the law

I have looked it over and your missing something: So this covers Harry the Aluminum Can Picker - IF HE IS NOT BEING COMPENSATED
§ 143-151.50. License required to perform home inspections for compensation or to claim to be a "licensed home inspector".

So I read this as RE Brokers are Cool, Appraisers are Cool. Harry is not Cool! Unless he is doing it for Free.

 

[timd354]

The question is whether the act of performing a freestanding inspection falls under the category of appraisal practice. What is the individual doing, and what are the expectations for what the individual is doing? And from the regulatory perspective, if it's not appraisal practice then what is it?

There is no legitimate question of whether the act of an appraiser performing a inspection that is going to be utilized as a part of a valuation/appraisal report falls under appraisal practice...it clearly does. Clearly the applicable regulations contemplate that the Home Inspectors Commission regulates home inspections, while the Appraisal Board regulates property valuation matters, which would include valuation inspections performed by appraisers and others, and it is not even a close call

 

[timd354]

I never Said that an Appraiser would be violating the law

I have looked it over and your missing something: So this covers Harry the Aluminum Can Picker - IF HE IS NOT BEING COMPENSATED
§ 143-151.50. License required to perform home inspections for compensation or to claim to be a "licensed home inspector".

So I read this as RE Brokers are Cool, Appraisers are Cool. Harry is not Cool! Unless he is doing it for Free.

Unless Harry the can picker is specifically providing A written evaluation of two or more of the following components of a residential building: heating system, cooling system, plumbing system, electrical system, structural components, foundation, roof, masonry structure, exterior and interior components, or any other related residential housing component., then what Harry the can picker is doing does not meet the definition of a home inspection under the applicable regs. posted by the state of NC. In any case, I don't know why any appraiser would be concerned about the potential legal liability of Harry the can picker anyhow

 

[gregb]

No one will be surprised that the hybrid business model of the AMC will include marketing to the lender an "appraisal" equal in cost to the 1004 with more room to gouge when the appraiser and inspector are paid even less for services rendered. The AMC marketing is going to emphasize speed of product delivery to the lender.

 

[Mr Rex]

Home Inspection requires inspection of 2 or more mechanical or structural components. There is nothing in an Appraisal inspection that reaches the level of a Home Inspection, even FHA inspections. Turning something on to see if functions does not rise to the level of Home Inspection. I have seen nothing in the Hybrid Inspection SOW that required even that. Simply noting condition, measuring etc. So it does not require a Home Inspector or an Appraiser if the intended user does not require a Home Inspector or Appraiser.

FWIW, I will not be participating due to the fees, but some here are stooping to the level of "Fake News" to avoid simply saying "It's the fee, stupid."

 

[Carnivore]

Unless Harry the can picker is specifically providing A written evaluation of two or more of the following components of a residential building: heating system, cooling system, plumbing system, electrical system, structural components, foundation, roof, masonry structure, exterior and interior components, or any other related residential housing component., then what Harry the can picker is doing does not meet the definition of a home inspection under the applicable regs. posted by the state of NC. In any case, I don't know why any appraiser would be concerned about the potential legal liability of Harry the can picker anyhow

Well i am not concerned. I just like to follow the law and don't participate or associate with anything that is unlawful. Except Traffic violations then I am guilty!

Somewhere in there and I will find what I read it says an unlicensed person can Inspect all the property he/she wants as long as there is NO COMPENSATION.