I'm Walking Away

[TRESinc]

I’m sorry TRESinc, continued requests/solicitations to a non responsive vendor is an AMC failure not the vendor’s failure.

two wrongs make a right and it's an easy justification for causing problems for borrowers who are unaware of what is happening. ya, ok. the post said the order was accepted and then ignored - there is no need, or logical reason, to do this. just ignore the email. accepting knowing the order will just sit there is unethical. it's easier to ignore the email than accepting and sitting on the order like a little baby.

 

[Non Sequitur]

two wrongs make a right and it's an easy justification for causing problems for borrowers who are unaware of what is happening. ya, ok. the post said the order was accepted and then ignored - there is no need, or logical reason, to do this. just ignore the email. accepting knowing the order will just sit there is unethical. it's easier to ignore the email than accepting and sitting on the order like a little baby.

The AMC is the only paid to manage the process, after the first non response purge the panel and move on. I’m not advocating accepting and then ignoring an assignment, but the ultimate responsibility is on the AMC’s shoulders.

 

[TRESinc]

The AMC is the only paid to manage the process, after the first non response purge the panel and move on. I’m not advocating accepting and then ignoring an assignment, but the ultimate responsibility is on the AMC’s shoulders.

and what happens when the AMC sends an order to an active appraiser who happens to be on vacation, or in the hospital or experiencing any other situation where they can't immediately respond to an email? they get thrown off the panel? it's been well documented on here that we are contractors, not employees, and posted that AMCs have no ability to mandate that vacations are scheduled with them as a result.

as i said before it's easier to just ignore, or delete, an email than it is to consciously take the steps to accept an order one knows they will never complete and are only doing so out of spite to the AMC and causing problems for the borrower who has no clue what is happening, just waiting to get their loan approved so they can move on with their life.

 

[Non Sequitur]

and what happens when the AMC sends an order to an active appraiser who happens to be on vacation, or in the hospital or experiencing any other situation where they can't immediately respond to an email? they get thrown off the panel? it's been well documented on here that we are contractors, not employees, and posted that AMCs have no ability to mandate that vacations are scheduled with them as a result.

I offer no excuses for either party. If an AMC can’t manage the process a lender should move on. If an appraiser accepts an order then disappears for any reason the AMC has to find out what happened and move forward, that may mean purging the panel or treating the appraiser like a human being if there was some sort of emergency. Either way it’s on the AMC’s shoulders.

as i said before it's easier to just ignore, or delete, an email than it is to consciously take the steps to accept an order one knows they will never complete and are only doing so out of spite to the AMC and causing problems for the borrower who has no clue what is happening, just waiting to get their loan approved so they can move on with their life.

If any appraiser gets away with that more than once it’s the AMC’s fault. And considering the state of the industry if any AMC hasn’t figured out that they’re dealing with a bunch of disgruntled beat down vendors, then I question the competency of that AMC’s leadership.

 

[TRESinc]

I offer no excuses for either party. If an AMC can’t manage the process a lender should move on. If an appraiser accepts an order then disappears for any reason the AMC has to find out what happened and move forward, that may mean purging the panel or treating the appraiser like a human being if there was some sort of emergency. Either way it’s on the AMC’s shoulders.

If any appraiser gets away with that more than once it’s the AMC’s fault. And considering the state of the industry if any AMC hasn’t figured out that they’re dealing with a bunch of disgruntled beat down vendors, then I question the competency of that AMC’s leadership.

so how exactly is the AMC responsible for the outright lying and unethical behavior of an independent contractor? they aren't. an appraiser accepting an order only to spite the client by knowing they have no intention of compelling said report is the best example of unethical behavior there is, and no one is responsible for that action other than the appraiser. you can try to defend the appraiser in this situation all you want, even though you try to spin it by stating that you are not, but that is what you are doing.

 

[Non Sequitur]

so how exactly is the AMC responsible for the outright lying and unethical behavior of an independent contractor? they aren't. an appraiser accepting an order only to spite the client by knowing they have no intention of compelling said report is the best example of unethical behavior there is, and no one is responsible for that action other than the appraiser. you can try to defend the appraiser in this situation all you want, even though you try to spin it by stating that you are not, but that is what you are doing.

The AMC is getting paid to manage the process, sorry if you don't believe they should earn their money.

 

[TRESinc]

The AMC is getting paid to manage the process, sorry if you don't believe they should earn their money.

appraisers are supposed to be ethical and responsible for their own actions, not only as appraisers but as adults. sorry if you don't think we should be.

 

[hastalavista]

I've never been comfortable with the idea that, if I'm mad at a client or their agent, I'm going to screw with them and let the chips fall where they may with the borrower. I'm not sure anyone has specifically said that's what they'll do (if they did, I missed it).

One of the big items tossed around here is "public trust"; put as I've posted before, public trust in the USPAP is specifically referenced to the appraisal process. The appraisal process begins when I accept an assignment. If I'm taking assignments with no intent to complete them, I'm certainly violating the concept of public trust as it relates to appraisers.

However, I have no control over a company sending me unsolicited bids. Personally, I'd alert them that I'm no longer appraising and ask them to remove me from their email list. Once I've done that, I cannot stop them from sending me emails. I just won't respond. An unsolicited order is not an assignment.

If I were to walk-away from this profession, I'd walk-away completely but professionally. The high road isn't that difficult to travel and in the long run, I believe it is the more satisfying route to take.

 

[Non Sequitur]

appraisers are supposed to be ethical and responsible for their own actions, not only as appraisers but as adults. sorry if you don't think we should be.

The reality is many don’t act like adults, it’s the reason why AMCs are paid to manage the process. If they can’t manage ornery appraisers then get out of the AMC business.

 

[TRESinc]

The reality is many don’t act like adults, it’s the reason why AMCs are paid to manage the process. If they can’t manage ornery appraisers then get out of the AMC business.

so according to you AMCs are here because appraisers don't act like adults yet almost every post on here about AMCs are complaining about the way they treat appraisers, so appraisers have no one to blame but themselves for the problems they face from AMCs in your opinion.

i think a quite a few people on here would not share your point of view.

let's look at it from a different point of view. you get an order, you make the appointment and the borrower cancels the morning of. you make another appointment, the borrower cancels that one too. happens a 3rd time, maybe even a 4th. the client now removes you from their active panel because you cannot complete what you are responsible to do - the appraisal, though it happens as a result of the borrower's actions. it is your responsibility to get the report completed but the borrower causes that not to happen just like you said it is the AMCs responsibility to assign orders and they are responsible for a 3rd parties actions, namely the appraiser, not completing the report they accepted and agreed to complete.

you sound like a millennial. no matter what happens it's someone else's fault and responsibility.