Judge Rules Appraiser/Lender Owe no duty of care

[Huds_Harm]

If you don't know what does/doesn't exist then that might hinder your ability to ask for it.

True story. I just had a computer operating system go down last week. I had all my report files and my software files backed up, but not any of my raw images. All I have are the images that appear in my reports. I can't give you what I don't have. And you can't get away with calling that "I don't have it" a lie unless you can prove it. Well, you can make the allegation but that isn't proof.

So I'm supposed to believe her system went down and that's why she "couldn't" provide them?

Just like I'm supposed to believe over 10 items that were required to be subject to, that she marked did not exist and made sure to not include in appraisal pictures was negligence.

 

[Mike Ault]

You forgot to consider being 100ft away from your neighbors well and septic. If it were possible my replacement plans would have been able to do so.

No, I didn't forget anything. Your specific case has nothing to do with the contention that one acre is insufficient to meet FHA separation distances for a well and septic system.

 

[George Hatch]

So I'm supposed to believe her system went down and that's why she "couldn't" provide them?

Just like I'm supposed to believe over 10 items that were required to be subject to, that she marked did not exist and made sure to not include in appraisal pictures was negligence.

System failure not required. She might not save her raw images after use, nor do I think she's actually required to keep the raw images under our Record Keeping requirements.

You've already proven she didn't meet the requirements of her assignment so that's already all on her.

 

[Huds_Harm]

No, I didn't forget anything. Your specific case has nothing to do with the contention that one acre is insufficient to meet FHA separation distances for a well and septic system.

and 1600 – 3400 Sq. Ft. of that acre is used for the drainfield size.

 

[Surf Cat]

Respectfully I did not come here for answers. I came here for awareness and found out how many appraisers will defend this blatant incompetence

You have been made aware based on the answers that you received from here.

What you lack is self-awareness of your blatant incompetence to perform due diligence on one of the most expensive purchases you'll ever make. That goes double for whomever you relied upon to make this purchase!

You went to court, you lost. As for that FHA appraiser who doesn't know the difference between an appraisal form and a McDonald's menu... turn them into the State Board! More jobs for the competent appraisers out there.

Now take your jilted a*s out of here and go to the HUD forum and vent on them for a while. Your lack of appreciation for the "awareness" that you received here is so telling.

 

[Mike Ault]

and 1600 – 3400 Sq. Ft. of that acre is used for the drainfield size.

Again, how many ways could you fit that system into a 207 ft by 207 ft rectangle?

 

[George Hatch]

No need to pick on her. I daresay 90% of buyers would have skipped a survey and septic and well inspections unless prompted by the agent to do so. She's just one of the relative few whose odds didn't pan out.

 

[Huds_Harm]

and stay 50 ft from a well and 100ft from a drain field and your neighbors septic and well you cannot.

 

[Huds_Harm]

No need to pick on her. I daresay 90% of buyers would have skipped a survey and septic and well inspections unless prompted by the agent to do so. She's just one of the relative few whose odds didn't pan out.

Don't worry about me, I can stand my ground. A survey was required, not sure why the septic was not on it.

 

[Mike Ault]

and stay 50 ft from a well and 100ft from a drain field and your neighbors septic and well you cannot.

Pool tournament tonight so I will let it go. And, as I told you last year when you first posted it, I am very sorry that this happened to you.