Judge Rules Appraiser/Lender Owe no duty of care

[Zoe]

The lender used HUD's response that there was no way they could've known to close my CFPB complaint.

Okay. What did Chopra say?

If you have personal lawyer, what did they say? Have they communicated with CFPB?

 

[Huds_Harm]

Okay. What did Chopra say?

If you have personal lawyer, what did they say? Have they communicated with CFPB?

I have not reached out to Chopra.

My attorney has not communicated with them. I've found through several attorneys, despite them being real estate attorneys, they are not privy to FHA rules and regulations.

 

[The Bob]

Obviously the septic was functional at the time of purchase. Since the problems did not appear for 3 months


Not a septic issue


Were there any?

That's not necessarily true. If they had the tank pumped, it would take awhile to re-fill and then the problem would be apparent. The tank itself is hardly ever the problem, usually its their drain field that fails. The house we sold a couple of years ago, some of our neighbors were on a "pump & haul" since their drain field had failed. One couple with small kids (lots of baths and laundry) had to have it done about every 6 months, so the OP not seeing a problem until after 3 months is not unusual.

To the OP:

You may want to check with your county/state health dept to see if they have some form of financial aid for failed systems.

 

[Zoe]

I have not reached out to Chopra.

My attorney has not communicated with them. I've found through several attorneys, despite them being real estate attorneys, they are not privy to FHA rules and regulations.

Okay, let's forget HUD in the mix. Does your lawyer know how to contact CFPB?

 

[Terrel L. Shields]

One couple with small kids

Hence, almost certainly a bunch of paper towels and diapers, condoms, and other things that should never go into a septic system. My uncle had to pay for a new septic while awaiting the closing on a property with FHA financing because the fools were allowed to move in and immediate plugged the system with paper towels.

 

[Zoe]

If you watch the bias hearings, all the powers that be bow down to CFPB.

 

[Zoe]

Hence, almost certainly a bunch of paper towels and diapers, condoms, and other things that should never go into a septic system. My uncle had to pay for a new septic while awaiting the closing on a property with FHA financing because the fools were allowed to move in and immediate plugged the system with paper towels.

I don't know on code violations. I have public water and septic on about 4.5 acres.

I don't know on health and safety issues and water well.

They need a good lawyer because it seems a few licensed and insured professionals looked at it.

 

[Huds_Harm]

If you watch the bias hearings, all the powers that be bow down to CFPB.

I think they should be more concerned with the fraud their lack of oversight breeds rather than racial discrimination.

 

[The Bob]

Hence, almost certainly a bunch of paper towels and diapers, condoms, and other things that should never go into a septic system. My uncle had to pay for a new septic while awaiting the closing on a property with FHA financing because the fools were allowed to move in and immediate plugged the system with paper towels.

No, it was a failed drain field. They just give out after 30-40 years. There were quite a few in the 'hood. Most of the houses were built in the 60's and 70's. I don't know about Arkansas, but around here people know not to flush those things when you're on a septic system.

 

[Dublin ohio]

That's not necessarily true. If they had the tank pumped, it would take awhile to re-fill and then the problem would be apparent. The tank itself is hardly ever the problem, usually its their drain field that fails. The house we sold a couple of years ago, some of our neighbors were on a "pump & haul" since their drain field had failed. One couple with small kids (lots of baths and laundry) had to have it done about every 6 months, so the OP not seeing a problem until after 3 months is not unusual.

To the OP:

You may want to check with your county/state health dept to see if they have some form of financial aid for failed systems.

Should have worded the first line differently. But none the less. I am not aware of any "test" that can definitively perdict that a system will "fail". They can check for leaks, determine whether or not the tank and leach field are sized correctly, run a camera through the lines, etc,etc. But unless they find something obvious. None of that says the system will fail. Could, might but not will