Judge Rules Appraiser/Lender Owe no duty of care

[Huds_Harm]

Including yours?

unless you can show me where the buyer is required to determine the property meets all FHA MPR you are DEFLECTING appraiser responsibilities to the buyer.

 

[George Hatch]

The state has it on abatement until the case is resolved. Use your research skills for that determination.

If that's what the state board is doing then that must be a state-specific thing. As per their legislated rules/regs. My state regulator doesn't base its disciplinary actions on the outcomes of civil suits. If they did it would take years to adjudicate complaints.

 

[Tiffany Gibbons]

What I asked was if the problem was that the leachfield failed. Later on I asked if you killed the leachfield. Asked, not assumed.

I do appreciate you finally breadcrumbing that piece of info for us, though. 200 pages after I asked you.

The address is 37 Robinhood Lane, Clute, TX. The problem is it was originally a 1 bath house, in a flip, another bath was added. Listed as 5 BR, septic probably only permitted for 3 BR. Typical flip, LVP, builder grade granite.

 

[Mark K]

unless you can show me where the buyer is required to determine the property meets all FHA MPR you are DEFLECTING appraiser responsibilities to the buyer.

You're the one stupid enough to buy the POS. But like most lifelong victims, you want to blame everyone else.

 

[George Hatch]

Ms Gibbons, you should consider deleting that info ASAP. The OP clearly didn't intend for us to have access to that much information.

On another note, If that actually is the property then adding the location which backs to a creek becomes another interesting piece of information which - if disclosed at the outset of this discussion - would probably have cut off most of the commentary about the difficulty and expense of relocating a well and septic. OP could have saved us all a lot of time and energy on that one.

If that isn't the property in question then disregard.

 

[shrubberyvaluation]

I have stated facts and the only entities REQUIRED to determine those facts were the appraiser/lender NOT the buyer so unless you can show me where the buyer is required to determine the property meets all FHA MPR you are DEFLECTING appraiser responsibilities to the buyer.

I'm saying it's not your concern. Your concern is due diligence of what you are buying. The appraiser is responsible to the lender and FHA.

 

[Huds_Harm]

The address is

Ms Gibbons, you should consider deleting that info ASAP. The OP clearly didn't intend for us to have access to that much information.

On another note, If that actually is the property then adding the location which backs to a creek becomes another interesting piece of information which - if disclosed at the outset of this discussion - would probably have cut off most of the commentary about the difficulty and expense of relocating a well and septic. OP could have saved us all a lot of time and energy on that one.

If that isn't the property in question then disregard.

. The problem is it was originally a 1 bath house, in a flip, another bath was added. Listed as 5 BR, septic probably only permitted for 3 BR. Typical flip, LVP, builder grade granite.

I second that ASAP TIffany. I did not give you permission to disclose my personal information and you can be found just as easy if not easier.

 

[Huds_Harm]

I'm saying it's not your concern. Your concern is due diligence of what you are buying. The appraiser is responsible to the lender and FHA.

I bought an FHA appraisal.

With regard to products liability, a defendant is liable when the plaintiff proves that the product is defective, regardless of the defendant’s intent. It is irrelevant whether the manufacturer or supplier exercised great care; if there is a defect in the product that causes harm, he or she will be liable for it.

This is the only industry where a consumer pays for a product, in this case $650.00, and if that item is defective and or causes harm, the appraiser is allowed to CYA out of it.

 

[djd09]

I second that ASAP TIffany. I did not give you permission to disclose my personal information and you can be found just as easy if not easier.

there are no copyrights to public addresses...

 

[Tiffany Gibbons]

Ms Gibbons, you should consider deleting that info ASAP. The OP clearly didn't intend for us to have access to that much information.

On another note, If that actually is the property then adding the location which backs to a creek becomes another interesting piece of information which - if disclosed at the outset of this discussion - would probably have cut off most of the commentary about the difficulty and expense of relocating a well and septic. OP could have saved us all a lot of time and energy on that one.

If that isn't the property in question then disregard.

Well, it was publicly posted in the snippets of the actual appraisal that were in that appraiser blog. I derived the information from the Flood Map information that was in the blog. The appraiser's name was also publicly posted there on the checklist. I just Googled the county, the appraiser, and the lender, which she named in one of the other posts. If the OP doesn't want people to know any details, she should stay off appraiser blogs and appraiser forums with folks who are good at research Her attorney shouldhave told her. I'm tired of indiscriminate appraiser bashing. Appraisers have enough bad press with the unsupported bias claims. These stories impact my livelihood. I was tired of all the evasive maneuvering. You can see the well in the backyard. How do you find the leachfield if there is no septic record. This should be in the FHA class. I took the class last year and it was not even mentioned.