MH Foundation vs Perimeter Enclosure

[Raven59]

I don't recall any MH that had a perimeter foundation. I have seen where a MH was placed on a slab, then the foundation supporting the metal frame and anchored by cable to the frame. The sides are not capable of being supported.
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Good picture. When discussing the skirt, the property owner often says we have a masonry foundation. I've seen skirts made out of plywood, garden lattice, metal, pressed board, you name it. The bad part is that the real estate agents call that a permanent foundation. I have seen a lot of MH's on basements or reconstructed homes on top of the metal frame through the years. I once had a family room addition made from a box delivery truck off one side.

 

[Tiffany Gibbons]

The skirting isn't the foundation. The footings and piers under the dwelling are.

Not here in tornado alley. Footings below the frost line, anchor and tie-downs AND a permanent perimeter foundation of block or brick are necessary for a manufactured home to be classed as real estate, otherwise they are classed by State Division of Property Assessment as personal property, not real estate. Most of the rural Assessors have the ones on foundations on a "Cost" value as a "special residential" class which is a percentage of the average single family house that the Cost Model is built on for each county. Shelby, Davidson, Rutherford, Williamson, Knox, Sumner, Montgomery and Hamilton Counties all have their own classifications because they are not on the State CAMA system, but I think they have to comply with county code enforcement. Most lenders won't loan on a manufactured home unless it is classed as real estate.

 

[sputnam]

True, but it does protect many things. Middle and East TN have different terrain than west TN. Cold has a bearing on pipes on the foundation.

I don't think Shelby County in TN even allows mobile homes anymore on new construction permits. It is largest county in TN geographically.

It keeps animals from hanging out underneath the dwelling and it may help with heating and cooling the unit. The point is... it's not the foundation of the dwelling. In my state, skirting isn't required. I suspect that's true other places too. Of course, it can be required by the Client.

 

[Zoe]

It keeps animals from hanging out underneath the dwelling and it may help with heating and cooling the unit. The point is... it's not the foundation of the dwelling. In my state, skirting isn't required. I suspect that's true other places too. Of course, it can be required by the Client.

Different counties are very different in code. Shelby County used to have one of the largest mobile home seller dealerships in the State.

They are no longer there. Code changed in the County. Many rural counties in TN have different codes. Some areas don't have any building codes.

 

[Zoe]

Not here in tornado alley. Footings below the frost line, anchor and tie-downs AND a permanent perimeter foundation of block or brick are necessary for a manufactured home to be classed as real estate, otherwise they are classed by State Division of Property Assessment as personal property, not real estate. Most of the rural Assessors have the ones on foundations on a "Cost" value as a "special residential" class which is a percentage of the average single family house that the Cost Model is built on for each county. Shelby, Davidson, Rutherford, Williamson, Knox, Sumner, Montgomery and Hamilton Counties all have their own classifications because they are not on the State CAMA system, but I think they have to comply with county code enforcement. Most lenders won't loan on a manufactured home unless it is classed as real estate.

You could help that guy complaining about the county tax assessor giving him copy of building sketch too. You would be perfect.

 

[Tiffany Gibbons]

You could help that guy complaining about the county tax assessor giving him copy of building sketch too. You would be perfect.

Well I think he finally got it. It s public information. I used to email sketches to my appraiser friends when I worked at Shelby County, but when I went to commercial dept. I only had commercial sketches. But anybody in the answer center had to give anything a customer wanted. It's all online anyway, or used to be. I worked under the prior Assessor. Small little counties only have 1 or 2 employees so the state does their sketches and mapping sometimes if they are behind on working permits, etc.

 

[Terrel L. Shields]

I've seen skirts made out of plywood, garden lattice, metal, pressed board, you name it.

Hay bales...seen that more than once.

 

[Vermonter]

Hay bales...seen that more than once.

Quite common here. Remember having to help my grandfather insulate the crawl space of a hunting camp. 1 row under the camp, 1 row outside the perimeter with a tarp to protect it

 

[Zoe]

Well I think he finally got it. It s public information. I used to email sketches to my appraiser friends when I worked at Shelby County, but when I went to commercial dept. I only had commercial sketches. But anybody in the answer center had to give anything a customer wanted. It's all online anyway, or used to be. I worked under the prior Assessor. Small little counties only have 1 or 2 employees so the state does their sketches and mapping sometimes if they are behind on working permits, etc.

I have never had any problems in Shelby County. All is all online now pretty much.

If run into a big problem, I have to contact code enforcement sometimes to see what I should do. Counting county only also, Shelby is largest county geographically in the State and has like different jurisdictions. If you worked in County Assessor office here, you know there are like 7 city jurisdictions in the County alone. Plus property not in a City jurisdiction.

 

[Zoe]

Fayette County could be a little rough if went in there with an attitude. Tipton County too. You don't go in those offices with an attitude. Lauderdale could get bad too if you went in there with an attitude.