Richie:
1. DON'T SHOUT. Turn off your caps lock key.
2. Read my webpage. I DON'T DO COMP CHECKS. I don't work for free. It's rude to ask someone to work for free, especially when they've never heard of you.
3. Since you stated that you will order the appraisal if the appraiser says they can hit the target value, you have issued an invitation to fraud, and that is illegal. Thanks for including the address, I'm going to report it to the Mortgage Fraud Watchlist, where it will be sent to Fannie Mae, Freddie Mac and major wholesalers. If any of them get the loan, they will be conducting a full quality control on the entire package to look for fraud, and if they find it, you'll have to buy back the loan.
4. A yahoo email address is the sure sign of an unprofessional, amateur or fly by night operation. I only deal with professionals.
Have a great day.