New URAR Demo

[RCA]

That is simply not true. It may be the way a particular software is implementing the UAD 3.6, but there is nothing about the UAD 3.6 itself that imposes such a restriction. I know this because I have created templates with prefilled responses myself. and, though I view that as a terrible practice, I have even cloned an entire report as a way to start a new report.

You are writing the stupid specifications. You ought to write the software to implement them.

It seems all you can do is create more middlemen. - Reducing appraiser profits. And pass corrupt favors to the middlemen. [ That implies a contradiction of course. That is exactly what is the nature of this corruptiion I refer to? Which direction is it going? Who pays who for favors. I does seem the favors would from go from the GSE's to the middlemen in terms of information access and approval. And then the money would pass, in one way or another in the opposite direction. I can only specutlate. But, in any case, if the GSE's had write their own software, that would put a damper on the turbulence created. ]

 

[DWiley]

l, since the form itself lives in the cloud, aka the internet.

Whether the form lives in the cloud or locally is an implementation decision, not a requirement of the UAD spec.

I am testing with all that have provided me access. I don't think I have anything that is not available to anyone that asks. I am not going to make any comment (good or bad) about any specific software. Appraisers need to make their own decisions.

 

[Fernando]

If GSEs were serious in changing the UAD form to improve appraisers' valuation, they would have moved toward Bert's regression/computer models. At least if we were to suffer the learning pain, it could help in valuation. GSEs should have hired me and I could have made Bert's model more practical and easier to use and understand for appraisers.

 

[Fnbpos]

Being dynamic is a requirement of the UAD spec. And, yes, I know appraisers who were asking for that 15-20 years ago. Even back then people realized how silly it was to have so much content in a long text addendum.

Being cloud based (or not) is a choice of the software company.

"how silly it was to have so much content in a long text addendum"

U/W still going to require commentary - EO company will still strongly recommend "cover-your-***" comments. Only, now those comments will be placed within different sections of the report. As of now, my 'cover-your-***" comments are isolated in a back section of the report - not interspersed throughout the main report.

At first thought - transfer my canned comments to a word doc and copy-paste into the proper fields as needed.

If dynamic is a requirement fine - i will find away to make it work. A dynamic non-cloud based version would allow for a template or two or three... I would think. I can not claim to be an expert on software development.

 

[Surf Cat]

Whether the form lives in the cloud or locally is an implementation decision, not a requirement of the UAD spec.

I am testing with all that have provided me access. I don't think I have anything that is not available to anyone that asks. I am not going to make any comment (good or bad) about any specific software. Appraisers need to make their own decisions.

Dodge, weave, evade.... you're just championing what your masters are telling you...

 

[DWiley]

Dodge, weave, evade.... you're just championing what your masters are telling you...

I am trying the software so that I know what appraisers are experiencing. I am sometimes addressing erroneous statements/claims to people can make decisions based on facts rather than hysteria. If you think I have posted something that is untrue or inaccurate, let me know specifically what that is.

Anyone can access the same software I have and run the same tests that I am doing, but from what I see, some of those complaining the most have not yet tried any of the software yet and are just reacting to or repeating hearsay, ChatGPT hallucinations posted as facts, etc. It also seems to me that some don't really understand what it means to be cloud based.

UAD 3.6 represents the most significant reporting change most will ever have to deal with. The various software companies are taking very different approaches to implementation. I think appraisers should evaluate that for themselves and not rely on anyone else's opinion (including mine) about what works best/worst. Some might hate features I love, or vice versa.

 

[alebrewer]

In DW's defense, there could be legal implications involved with poopooing or championing any particular software.

 

[Surf Cat]

If you think I have posted something that is untrue or inaccurate, let me know specifically what that is.

No one knows if it's untrue or inaccurate. But the fact remains that you're the anomaly.

In DW's defense, there could be legal implications involved with poopooing or championing any particular software.

I can understand this.

 

[J Grant]

No matter which software one chooses, the drop-down fields are what they are, and the increased data points and inspection time are considerable. I think the way appraisers are reacting reflects their lack of hope for and trust in what remains of the profession on the mortgage lending side. We are asked to invest consideratble time and effort into a change which follows a decade plus of changes, with each of them from the regulatory or GSE side serving to dimihsh the volume, income and role of the appraisers

 

[djd09]

I can understand this.

maybe if he posts the providers in the good, bad, and ugly...he would feelz more comfortable