What TimD354 writes is true, as harsh as it sounds. If the monies we pay in to SS go into a separate fund, invested for our future payouts then he would be incorrect, but that is not the case. The monies everyone pays in to SS goes towards the expenses of the current year, and we still fall short of expenses raising the national debt. Everyone likes to blame the government, but who keeps electing these same clowns to office to continue on with the charade? Not only are we handing down a 20 trillion dollar debt to future generations (and counting), but we also expect them to fund all of our retirements on top of the debts owed. With Ocare, the intent was to force as many young people as possible to sign up, to make it more affordable for older citizens, so I guess we want the younger generations to pay for our health care too (along with the monies they pay into the medicare fund). The baby boomers are known as the "me" generation, and we are still proving it, it is downright criminal what we have done to future generations. We like to make fun of the millennials but we are the generations that have stolen away their future from them. SS was just a Ponzi scheme, the first generations in made out great, but everyone else got stuck with a **** sandwich. They should have instead allowed everyone to set up their own private retirement investment accounts, and at the same time made personal finances a part of public education so people could make their own educated decisions regarding their future.