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I stand in the middle of the street. No mailboxes, etc. remember you are making a GENERIC shot of a typical street, whether it is
dirt, gravel or paved!!
Since all or most of the advice is so loose, just remember one thing; if you walk into court, and we're lookin at chu, you better have the right street scene, cause I'll be the one that will cause YOU to loose you case; I live for street scene photo's, and have blown several appraiser's right out of the court room for filing a "misleading report".
So make sure your photo is the correct photo or your *** is mine in court, oh ya - don' think I won't make just one someone happy. :lol:
I am apalled at the responses to this thread or whatever it is.
The purpose of the street scene photo is to show the neighborhood or the surrounding area. It is as necessary as any photos of the subject property, or the photos of any improvements, or the photos of any comparables, or the photos of any other pertinent market information.
Anybody who knowingly substitutes a street scene photo that is *NOT* a street scene photo of the property being appraised, is a GD crook!!!!!!!
No wonder appraisers are treated with such disrespect!!!!!!
Listen up folks. I have to agree with Bob Burnitt and J Trotta here.
If you have trouble remembering to take the street scene photo just change your ways by taking that photo right after you get out of the car. When I first started I used to forget it once in a while until I started doing it as the very first thing. Haven't missed one since. Those of you that don't are playing Russian Roulette.
ok so I'm the new gal on the block. When I take the pics of the front of the house I turn and take the street scene from the same spot. Saw an experienced appraiser do that once and I've been doing it ever since. That way I don't forget.
I believe the correct response to all of this discussion (I'm amazed that it drew so much attention) is that we should be certain to catch part of the asphalt (dirt or whatever) in the shot while trying to capture the neighboring homes, so the underwriter can see both the nature and quality of the street as well as the character of the adjoining homes. My experience was to get as close to the other homes so the underwriter could accurately see the compatability of the subject to the others, but now I'm changing. With digital cameras, we can take both the street and close-up adjacent homes and save to disk. Then when either underwriter's personality appears, we have the appropriate shot to submit.
John from Atlanta
go h...
My street scene photo is usually taken while standing at the curb or gutter in the street in front of subject's driveway. I walk down the street just enough that subject's driveway shows up a little. I like mailboxes included too.
This gives you a photo showing the close-by neighborhood houses (if any) and the street itself. And, it's incontrovertible evidence. All at a pleasant 60-degree profile.
Every street photo I take includes my car. Proof that I was there on that street. Even in the case of the few drive-by's I've done. My mentor insisted on this, and I've have passed it on.
:lol: :lol: Ken: there was a long period of time when I drove a series of rolling wrecks which I tended to park around the corner so any homeowners couldn't see them! Walking through the area checking it out you see! (only got asked once, and had a ready reply)
In some neighborhoods my transport was not at all typical of what the borrower's neighbors drove! In some neighborhoods around here mine was the best looking on the block and parked right out front :wink:
I drive by the subject, try to take my front picture, continue on make a "U" turn and take the street scene while in middle of street(works most of the time), i then pull up to home and and start my notes. Now I just have to remember to take the rear!
I guess the street scene helps support the comments you make on page 1.
I love doing reviews and Ill point out "from the street scene photo in the original report one can clearly see that there is curb and gutter or lack of or gravel and not asphalt" or what ever the case may be.
If you are doing a review and the appraiser has indicated a "dirt" road. Does this road then called a "mud" road if it is being appraised on a rainy day?