TAF...The Ministry of Dependence

[Zoe]

Zoe.. I think you misunderstood the point of the orignial post.

I'll make another point for your post. The original poster knows who is responsible for SOW. You should.

 

[George Hatch]

through the SOW, TAF has passed on the responsibilities of writing standards to the gse's, in turn the gse's have passed it on to ansi...show me where in the constitution this is allowed, because based on their theory of law writing congress could pass their duties on to hitler, XI, putin, madoff, or epstien...

Every client and user has the right to decide how much SR1/SR2 they think is meaningful to their usage. There's nothing special about the GSEs and FHA/VA and BofA having their own appraisal policies.

User-driven requirements in excess of the minimums in USPAP. Deal with it.

 

[sputnam]

through the SOW, TAF has passed on the responsibilities of writing standards to the gse's, in turn the gse's have passed it on to ansi...show me where in the constitution this is allowed, because based on their theory of law writing congress could pass their duties on to hitler, XI, putin, madoff, or epstien...

You clearly have not read USPAP. The responsibility of determining the SOW is on the appraiser. The Lenders... GSES or primary... have the authority to REQUEST content.

 

[Zoe]

Every client and user has the right to decide how much SR1/SR2 they think is meaningful to their usage. There's nothing special about the GSEs and FHA/VA and BofA having their own appraisal policies.

User-driven requirements in excess of the minimums in USPAP. Deal with it.

That's right. USPAP are minimum standards.

USPAP also makes it clear who is responsible for SOW.

That is the problem the OP has and I am sure many other licensed appraisers on who is responsible for SOW.

 

[Zoe]

It's the scope of work rule the OP has a problem with. Me too. Who is currently setting the scope of work?

 

[djd09]

they think the unethical stakeholders have the authority to write quasi rules that become laws with no voting either by the public or an elected official...clearly they have never read the u.s. constitution

 

[George Hatch]

GSE Assignment hierarchy of needs. In color, for djd and Chad. I'd do it in crayon if I could.

In a GSE assignment each level requires compliance with all of the others (except for the appraiser's additional and optional discretion) . The laws/regs comprise the foundation upon which each additional level is added as necessary. In the event of a conflict, Fannie/Freddie always yields to USPAP and USPAP always yields to applicable law, rule and regulation.

 

[djd09]

The Supreme Court Ends Chevron Deference—What Now?​

The decision has profound consequences, not only for the country’s rule of law but also for how agencies—such as those protecting the public against everything from pollution and contaminated food to workplace hazards and rising drug prices—are able to function. Here’s what you need to know.

The balance of power​

We're taught in school about how the U.S. government’s separation of powers is supposed to work: Congress writes the laws, the executive branch carries them out, and the judiciary—including the Supreme Court—resolves arguments about what these laws mean and evaluates whether they're being enforced properly. In reality, these powers overlap at times between the branches of government, and overall, the system relies on a certain degree of trust.

https://www.nrdc.org/stories/what-happens-if-supreme-court-ends-chevron-deference

how unethical to have preprinted forms and guidelines...and deleting or modifying is not allowed...the forms are a virus making the independent appraiser sicker by the day

 

[djd09]

TAF and their merry band of unethical stakeholders should be nothing more then oversight committees...

 

[Zoe]

View attachment 93191

I'll bump you at the risk of being on timeout. LOL