Using MLS Photos

[CANative]

Oh, I see. You are hiding behind the semantics of using the like button instead of actually stating it.

Nice.

 

[Meandering]

Marion, why ARE you "liking" posts that you know are BS?

Because I recognize that FOREVER,

appraisers were TAUGHT

that they had to take a picture from the public street.

Everyone, every class TOLD THEM they had to take a picture from the public street.

However,

I would suggest that instead of taking the old guy fall back of "we've always done it this way"

Someone actually look it up on Fannie's website,
and then reconcile that,
No matter what Fannie says,
it still all boils down to
what is accepted by the client.

Zinga!

If that's what his client accepts and the CU does not kick it back,

Then you guys are fighting with you're own attitudes, instead of what is real.

.

 

[djd09]

They copy and paste guidelines from a failed quasi government entity.

 

[CANative]

ahhh, well yeah and anyone who agrees (by liking) those posts is advocating for violating the Scope of Work Rule. AY has obviously identified the assignment conditions (only because it is pre-printed on the form) but I assume he is not disclosing that he is not physically present for the inspection because if he was disclosing that he would get so much blow back that we would not be having this conversation. And by not disclosing he is communicating a misleading appraisal report.

Comment
The assignment elements necessary for problem identification are addressed in the
applicable Standards Rules (i.e., SR 1-2, SR 3-2, SR 6-2, SR 7-2 and SR 9-2). In an appraisal
assignment, for example, identification of the problem to be solved requires the appraiser to
identify the following assignment elements:


• client and any other intended users;
• intended use of the appraiser’s opinions and conclusions;
• type and definition of value;
• effective date of the appraiser’s opinions and conclusions;
• subject of the assignment and its relevant characteristics; and
• assignment conditions.

 

[Ahhhh Yeahhhh]

First, since I am not breaking any laws or rules, there is nothing to disclose. I have followed the SOW exactly as it is written. What would I state... The appraiser has not complied with the made up SOW that many appraisers employ, although the SOW and their interpretation differ, I have adhered to the SOW printed here.

Seriously? If one follows the SOW as printed, what is there to disclose?

For your information, I do clarify in my reports which photos were taken by me and which were not. Some reports have no original photos and some have all original photos. Never had any issues whatsoever with any client and I have hundreds of different clients.

I also quote the Georgia distracted driving laws in my report to show that I am being careful, not lazy.

I don't advocate violating any SOW or guideline. My only complaint is that too many appraisers and clients are mis-reading the SOW because they are unable to think for themselves. Remember when you learned that 50% of everything your mentor taught you was fundamentally wrong? This is no exception.

I am not saying your interpretation of the SOW is wrong, but I am saying that you should at least recognize that my interpretation is taken directly from the printed word on the form and not from some hearsay guideline that doesn't exist.

Has anyone found the GSE or HUD guideline that states you must drive by the comp yet?

 

[Meandering]

ahhh, well yeah and anyone who agrees (by liking) those posts is advocating for violating the Scope of Work Rule.

I've seen better strength in wet crackers than this argument. The SWR does not require you to drive by anything. It does not even require you to comply with pre-printed forms, and it fully recognizes that it is still subject to assignment conditions.

I "liked" his posts as he has the backbone to stand up to the groupthink that's been ingrained into the profession for decades, and state something so obvious.

AY has obviously identified the assignment conditions (only because it is pre-printed on the form) but I assume he is not disclosing that he is not physically present for the inspection because if he was disclosing that he would get so much blow back that we would not be having this conversation.

And your assumption is correct..........WHY???
I just assume he works for clients who do not steal his photos to be resold. Pretty funny about those original photos.....

I just saw one taken by an appraiser very recently of a house that sold 4 months ago, and it that had solar panels. The solar panels, per the solar panel lease, were installed in 2013, the last sale of the property was 2009, and yet the online listing in several sites did not have the solar panels in the photos.

Think those online photos weren't the last one's taken by an appraiser for a refi prior to getting the solar panels?

SCHMUCKS.

And by not disclosing he is communicating a misleading appraisal report.

So, based on your assumption you make accusations??? Do you take CE with the purveyor of one-eyed, bush peeing, moped riding, underwear sniffing appraiser witnesses?

.

 

[Meandering]

My only complaint is that too many appraisers and clients are mis-reading the SOW because they are unable to think for themselves.

Welcome to the forum.

This is going to be fun.

.

 

[Lost Cause]

Ahhhh Yeahhhh may or may not have a justifiable point. However, relying doggedly upon the distracted driving argument wreaks havoc upon Ahhhh Yeahhhh's credibility.

Really? Distracted driving is the best you can come up with? And you actually include a comment about this in your reports?

Forget about regulations; as a client, I want to know that my appraiser saw the comps and their surroundings with their own eyes and in person.

 

[Pittsburgh Pete]

Welcome to the forum.

This is going to be fun.

.

Actually it's kind of sad--sad for the profession that some would twist plain English into something that allows them to not do their job correctly.

 

[Meandering]

Actually it's kind of sad--sad for the profession that some would twist plain English into something that allows them to not do their job correctly.

Okay, history science boy, if at a minimum is to view the property from the public street,

What is it that is below that minimum???

.