Using MLS Photos

[CANative]

For your information, I do clarify in my reports which photos were taken by me and which were not. Some reports have no original photos and some have all original photos. Never had any issues whatsoever with any client and I have hundreds of different clients.

This is not the same thing you were talking about. Of course MLS photos are acceptable to Fannie Mae. But the physical drive by is not optional. And you know it and so does everyone else.

 

[Meandering]

This is not the same thing you were talking about. Of course MLS photos are acceptable to Fannie Mae. But the physical drive by is not optional. And you know it and so does everyone else.

I almost liked this post, except.

But the physical drive by is not optional.

Driving by, is not a requirement.

So close, yet so far.

 

[CANative]

For your information, I do clarify in my reports which photos were taken by me and which were not. Some reports have no original photos and some have all original photos. Never had any issues whatsoever with any client and I have hundreds of different clients.

This is not the same thing you were talking about. Of course MLS photos are acceptable to Fannie Mae. But the physical drive by is not optional. And you know it and so does everyone else.

I almost liked this post, except.

But the physical drive by is not optional.

Driving by, is not a requirement.

So close, yet so far.

I suppose the appraiser could walk by or take the bus. But the expectation for GSE assignments is that the appraiser will view the comps in person from at least the street.

You and the other guy are playing word games or mixing up general USPAP with specific assignment conditions imposed by intended users and uses.

 

[Pittsburgh Pete]

Okay, history science boy, if at a minimum is to view the property from the public street,

What is it that is below that minimum???

.

Well my little intellectual Napoleon, what you and the Georgia guy propose are certainly below that minimum. Drive by the property and view it and then use the MLS picture is the very minimum (not sure why you wouldn't take your own photo, but.......). Anything else is laziness and misleading unless clearly delineated in the report (i.e. let your client know that you are not complying with the certifications that you have included).

 

[CANative]

Intellectual Napoleon.

I don't really know if that's an example of name calling but it's pretty funny.

 

[TRESinc]

so aahhh yaa, are you sending out people to view the comps from the street instead of doing it yourself? i'm trying to understand how a comp can be inspected from at least the street without you being there.

 

[Ahhhh Yeahhhh]

I almost liked this post, except.

But the physical drive by is not optional.

Driving by, is not a requirement.

So close, yet so far.

Amen.

Marion is smarter than 99% of appraisers.

Truth be known a vast majority of appraisers agree with Marion... They are just afraid to admit it publicly.

 

[Meandering]

I suppose the appraiser could walk by or take the bus. But the expectation for GSE assignments is that the appraiser will view the comps in person from at least the street..

The words in green, from your post are your focus. The same focus Pete has, and the same focus that has been taught to appraisers all these years.

However, the point, which is pink font word.

is for at a minimum from the street.

As opposed to not viewing the property at all (This is below the minimum requirement to view the property from at least the street),

However, to view the property, to a greater inspection than from at least the street, would include, using a drone, or walking up into the yard, or an interior visible inspection.

When the MLS contains interior, front, back and side photos, your "view" of the property is greater than your "view" from the street.

 

[Meandering]

Amen.

Marion is smarter than 99% of appraisers.

Truth be known a vast majority of appraisers agree with Marion... They are just afraid to admit it publicly.

It has nothing to do with "being smarter"

NOTHING.

It has everything to do with accepting the status quo, and questioning.

If I was smart, I'd be rich,

And trust me,

I aint rich.

.

 

[TRESinc]

When the MLS contains interior, front, back and side photos, your "view" of the property is greater than your "view" from the street.

as i posted earlier...

it says you must, at a minimum, inspect each comp from at least the street. viewing a photo on the MLS is not inspecting from at least the street, it is looking at a photo that is easily manipulated. the MLS photo will not show you the burned down house next door or the house serving as a junk yard or the industrial parkway entrance 2 lots down from the comp or the school across the street that floods the neighborhood twice a day with scream kids getting off buses or out of mom's cars blocking the road.