I have a degree in math from a major university. I am a member of Mensa, that means that my IQ is in the top 2%. And I Earned less than a thousand dollars last year. Not because I don't have every bit as much ability or talent as any of you but because I know of which I speak regarding the economy. I have put in 60 hour weeks for months on end trying to create a business. I don't feel entitled to anything. I earn every penny I make as I'm sure you do to. But times have changed, and you need to adjust. My job went away and now I'm trying to build something new.
If you want a better analogy with regard to careers think about Realtors. How many of them are still making as good a living as they were 4 years ago.
The appraisal business is being buoyed by the refinancing of people in dire straights. If you think that you making those inflated fees off of people who are trying to avoid bankruptcy is right, I can't stand with you. I'm not saying that AMC's are right to keep 40% of the fee, I'm saying that the fee that is charged the person making the loan needs to be dropped by 40%.