Virgina REAB and Portal Petition

[Ken B]

The questions become "What is reasonable?" and "What constitutes knowledge and/or intent?"

Is PDF password security reasonable? Perhaps.

How much responsibility is placed upon the appraiser to be aware of any alteration or modification by the identified parties?

If one delivers a report in AI Ready format, or any other format, and the receiver retains the report in the original format, would one be in violation if a copy of the report is subsequently modified or altered with the knowledge of all parties?

It's a can of worms and one more vague regulation that may or may not be enforced, dependant upon whether or not your name is Ray Miller.

 

[Ken B]

What happened to the missing paragraphs of that GA proposed rule change? I would like to know the context in which the underlined paragraphs are discussed.

 

[DWiley]

It's a can of worms...

I agree completely. The wording is horrific, and it could have huge unintended consequences. This is exactly the kind of thing I fear. Because the writers don't really understand how the technology works they use wording that not only addresses their intended victim, but cuts down other things as well (like PDf files).

 

[Don Clark]

The questions become "What is reasonable?" and "What constitutes knowledge and/or intent?"

Is PDF password security reasonable? Perhaps.

How much responsibility is placed upon the appraiser to be aware of any alteration or modification by the identified parties?

If one delivers a report in AI Ready format, or any other format, and the receiver retains the report in the original format, would one be in violation if a copy of the report is subsequently modified or altered with the knowledge of all parties?

It's a can of worms and one more vague regulation that may or may not be enforced, dependant upon whether or not your name is Ray Miller.

Kenneth,

When this pops up, would you consider yourself notified?

See attachment.

 

[Ken B]

Don:

Your info does not answer the questions.

What the appraiser sends to the client is the appraisal report. The software specific file which contains the fields the appraiser viewed on their monitor prior to conversion to an industry specific format is not the "appraisal report."

And, again, if the receiver retains the received file in original format, but alters a copy of that report for whatever use all parties subsequent to delivery may desire, is the appraiser liable for the alteration of the copy?

The appraiser cannot be responsible for actions of third-parties. It is inherently unfair and I cannot fathom an impartial trier-of-fact punishing the appraiser for actions over which they have no control.

 

[Ken B]

1234567890

(Found the original source and there are no "missing paragraphs.")

 

[Workbox]

And, again, if the receiver retains the received file in original format, but alters a copy of that report for whatever use all parties subsequent to delivery may desire, is the appraiser liable for the alteration of the copy? .

I would like to visit a bank that uses one of these sources to see the end product.

 

[Ken B]

1234567890

 

[Pamela Crowley (Florida)]

I would like to visit a bank that uses one of these sources to see the end product.

Why is it that every appraiser I know of that has asked for - to demanded - a copy of their own appraisal report that the bank/lender/client has AFTER it was sent through one of these AMCs and/or Appraisal Port are never able to obtain a copy, and those that pushed for a copy received no more appraisal orders from that AMC and/or bank/lender/client???????

If you cannot get a true copy of what was delilvered to your client, is your workfile compliant with various States laws/rules/regulations?????

Are these altered appraisal reports sometimes delivered without any digital signatures???
sometimes 100s delivered without any signatures???
Do the lenders/clients have to notify the AMC, or whoever that 3rd party software company is, to match those altered appraisal reports back up with the appraiser's .jpg signature???

WHO has the database of all these appraiser's .jpg signatures to be able to match them back up and place them on all these altered appraisal reports?????

 

[Joyce Potts]

I think Andrew's point is the best one yet. If the appraiser is expected to keep a true copy in his workfile, yet HIS uploading of the appraisal report knowing it's being converted into something not exactly the true copy he has, NOR CAN HE access a copy of the converted file for his workfile, why is that not a USPAP violation?