When To Say No!

[Mike Garrett RAA]

Found this last night....not my material, thoughts, or ideas. Wish I was that smart.

1. If they send you an order without any verbal communication first.
2. If the caller can't pronounce the name of your town, your name, or their own name.
3. If you say no they keep on talking as if you said yes.
4. If the fax looks like it has been copied 12 times.
5. If they say..."we will have lots of business in your area in the future".
6. If they answer their phone "ABC Mortgage, formerly XYZ Mortgage"
7. If they send you an assignment for a property more than 70 miles away.
8. If they don't know Podunk is clear on the other side of the state.
9. If they want you to "comp" the property first.
10. If they say, write, or indicate..."if it won't appraise for $zzz,zzz stop and call us".
11. If they ask you to collect a check made payable to them.
12. If they ask you to collect a check made payable to you but send the fee to them.
13. If the caller sounds like they are calling from Iraq, Iran, Pakistan, or Afghanistan.
14. If they ask for a 2060, 20/20, or 2085 report.
15. If the legal description takes two pages.
16. If it is for a manufactured home without HUD tags.
17. If you are ask to contact the owner of the property in Belize.
18. If the loan officer say one time..."Wazza matta youse".
19. If you have more than 12 assignments on your desk awaiting inspection.
20. If MSN can't kill the present worm that has knocked half the computer in US off line.

I lied...the original only had 10 ways...I made up the rest...Need I say more?

 

[Richard Carlsen]

Aren't legal descriptions normally 2 to 4 pages long?

 

[Pine Tree]

I would also add:


When the original apprasier has been crossed out and your name added..

When the order form has a two week old date.

When the name of the client is too cutsie.. IE has the words specialist, dream, integrity or approved ..

When the request already has an inspection appointment made.

W

 

[Mike Garrett RAA]

Only in Meeeeeeechigannnnn!

Good Wendy, very good.....that's the spirit.

Come on everyone, add some more.

 

[Richard Carlsen]

If they begin their conversation with "I've got a problem on this order......."

If they respond to your declaration of your turn around time with something like "That's ridiculous...Why so long?"

If they say that you can't close down in September to go pike fishing until you've finished their report and answered all of the UW unresonable requests.

 

[Restrain]

When they want two values, which will require a H&B Use Study, and commercial redevelopment land sales, along with a decision of how much land to cut out for the house, but they want it on a typical 1004 appraisal and want the fee to be similar to a standard SFR appraisal.

You get what you pay for.

Roger

 

[Dean House]

When you call the homeowner to schedule the appointment and they let it slip that this will be the third appraisal in two weeks........ But they dont really mind because the mortgage company told them that they didnt have to pay for any of the appraisals unless they got the 'right value'. (true story)

 

[Mountain Man]

Can't belive ya'll missed the most obvious one...... remember these scamsters:

We have lots of orders waiting..... ready to fax them! All you need to do is sign up with our service, and the fee is equal to just ONE appraisal.

Other REAL request I have received:

You did this one in November 1999. Can we get a break on the fee? And this time we need it on the URAR.

We have a copy of the report you did for XYZ bank 8 months ago. We need a recert, but the value should be higher since they painted the house. Looking for $$$$$ this time.

1004 URAR, the fee we pay is $230. But since you are not approved in our system to send via Lighthouse, overnight charges will be paid by you.

 

[Mike Garrett RAA]

Good stuff, good stuff.....keep it coming. I guess youse guys and gals can tell I am back in teaching mode again and looking for things for my class. Once I have all of them from you I will re-do the list. Hmmmmmm, might 100 reasons not to accept the appraisal assignment!

 

[David S. Roberson]

If the order says "these are really good people, can't you help them out?"