FHA And Applicances (10/5/16)

[Deleted member 80407]

Again it doesn't just state "turn on".

DIRECT FROM HUD (yesterday):
**NOTE: Poster #14 stated exactly what is below as well as Poster 46 referencing the same idea.

Appliances


i. Definition


Appliances refer to refrigerators, ranges/ovens, dishwashers, disposals, microwaves, and washers/dryers.

Standard


Appliances that are to remain and that contribute to the market value opinion must be operational.




iii. Required Analysis and Reporting


The Appraiser must note all appliances that remain and contribute to the Market Value.

Sincerely,

FHA Customer Service Team

How else can someone determine whether or not the appliance works unless it is turned on. I most cases, all of the appliances are working an only need to be turned on or observed (refrigerator is usually on at time of observation). Any appliances on site which are not working need to be reported within the appraisal. Do what you want and make your own rules as you go. Sooner or later, you will have to pay for an appliance which was not working as of the effective date of the report. HUD DOES NOT WANT AN APPRAISER TO REPORT ON THE CONDITION OF THE APPLIANCE BUT RATHER IF IT IS WORKING AT TIME OF OBSERVATION.

 

[djd09]

http://www.merriam-webster.com/dictionary/operate

I do not see "turn on" in the definition to operate. It may be one step. It may be the only step. But to equate turning on and operational is misleading.

 

[residentialguy]

http://www.merriam-webster.com/dictionary/operate

I do not see "turn on" in the definition to operate. It may be one step. It may be the only step. But to equate turning on and operational is misleading.

We aren't talking about flying a jet here. To operate a stove, range, water faucet, a/c, furnace...you simply turn it on.

 

[djd09]

I can list hundreds of examples of things "turned on" that are not "operational" if we want to go there.

 

[Mike Garrett RAA]

it all boils down to..."are we appraisers or home inspectors?". I choose not to be a home inspector.

 

[residentialguy]

just another reason...

 

[residentialguy]

I can list hundreds of examples of things "turned on" that are not "operational" if we want to go there.

I've heard they have pills to help with that djd

 

[djd09]

Yeah the have pills for everything now. Except one for turning on the appliances.

 

[residentialguy]

Don't get me wrong; I think it's BS to have to turn on the appliances. I'm just saying to operate an appliance or utility, you just turn it on. It doesn't mean you have to roast a turkey or wash & dry a load of dishes or clothes.

 

[djd09]

It doesn't mean you have to roast a turkey or wash & dry a load of dishes or clothes.

I think it does mean that the stove should work properly. The clothes should dry when put in the dryer. If they wanted it just turned on , that is what should be stated.