FHA sketches

[Mike Garrett RAA]

Those were the good old days?

 

[Kevin Little]

Interesting how different people do their sketches...we always include the interior walls, for instance, but do not normally include representations of fireplaces, cabinets, or doors.

Also, we do not label a patio or deck as "covered" as, according to "Harrisons' Illustrated Dictionary of Real Estate Appraisal" if you cover a patio or deck with a roof, it becomes a porch...patios are paved, but may be elevated & not necessarily at ground level, and decks are uncovered porches. Covered outside areas attached to 2nd or 3rd floors are simply porches, as well. Now, according to other dictionaries, uncovered areas at 2nd or 3rd or etc. levels may be referred to as balconies, and small covered or uncovered areas at entry points to the house are referred to as stoops, if they are too small to be utilized as outside recreational space.

 

[Mike Garrett RAA]

IN MY MARKET we have covered porches, patios, and decks.

 

[Ariba]

This is what boggles my mind about the new FHA approval process. How can an appraiser be expected to comply with the guidelines when they were never trained as to what the guidelines are? Is there even a requirement that you take a class in FHA appraisal before you are approved now? The differences between FHA work and conventional work are many in my opinion. It would be interesting to find out how many new FHA appraisers even know that they are supposed to be checking systems performance and safety factors as they go through the home (as well as the usual appraisal factors). How about distance requirements from well to septic system, public water system hookup requirement, ground to wood siding requirement, and crawl and attic space inspection mandates?

What boggles my mind is why appraisers do not just handle every appraisal like an FHA appraisal! There should not be any difference between FHA work and conventional work IMHO. Why would you not check safety factors, well/septic, public water, lead paint, crawl space, attic, etc.

 

[TC]

Also, we do not label a patio or deck as "covered" as, according to "Harrisons' Illustrated Dictionary of Real Estate Appraisal" if you cover a patio or deck with a roof, it becomes a porch...patios are paved, but may be elevated & not necessarily at ground level, and decks are uncovered porches.

I know this is heresy, but I've never been a big fan of Mr. H. How does a concrete patio become a porch when you add a roof? In my market it's a covered patio. If you enclose it would it now be a enclosed porch or patio or Florida room? Or if it was in Florida would it be a Pennsylvania room? What's a gazebo without a roof?

Just my two cents.

TC

 

[Kevin Little]

I know this is heresy, but I've never been a big fan of Mr. H. How does a concrete patio become a porch when you add a roof? In my market it's a covered patio. If you enclose it would it now be a enclosed porch or patio or Florida room? Or if it was in Florida would it be a Pennsylvania room? What's a gazebo without a roof?

Just my two cents.

TC

It shows a desperate need for standardization of terminology, in my opinion.

 

[RSW]

If we can't even decide on what to call a porch, deck or patio, then how are we ever going to decide what brand of beer we are going to drink on the 4th of July!

 

[Hamlet]

Greg how is Punky doing?

I imagine Punky has a little zing to her gait now that she has learned to dodge buckshot.

 

[TC]

If we can't even decide on what to call a porch, deck or patio, then how are we ever going to decide what brand of beer we are going to drink on the 4th of July!

My favorite, FREE BEER!!!

 

[Mike Garrett RAA]

At my age and weight....Tecate Lite!