Here is one FB view of the 360uad future. I have not "leaned in" so reserving judgement.
"UAD 3.6 is “built for machines.” Good.
Every complaint I hear about the redesigned report is half-right. And the missing half is the part appraisers should be excited about.
“It’s built for machines to read.” True. It’s also the first time in 20 years our reasoning won’t be buried in a General Addendum that reviewers skim. Commentary now sits in the section it supports — discrete, labeled, defensible. Machine-readable isn’t machine-written. The parser can organize your analysis. It can’t manufacture your judgment.
“Nobody should do these for low fees.” Agreed — and the new report is the best ammunition we’ve ever had to make that stick. The scope is visibly bigger and the analysis is now required by the GSEs themselves. That’s a clean, documentable basis to reprice. It’s no longer a $300 form-fill, and the format proves it.
“The profession is going away.” You don’t spend years building a flexible, dynamic report that flexes across every property type and scope of work for a profession you’re retiring. You build that to keep one. We heard the eulogy with HVCC, with AMCs, with Dodd-Frank, with the first AVMs. The appraisers who adapted came out the other side. The ones waiting for the old way to return didn’t.
Let’s be honest — this is going to be hard. Change always is, and a learning curve this steep on top of everything else on our plates is no small thing. But hard and bad are not the same word. This is one of the biggest openings this profession has handed us in a generation, and it’s going to belong to the people who lean into it instead of digging in against it.
Strip away the noise and look at what UAD 3.6 actually rewards: showing your work, support tied to your conclusions, transparent reasoning. It punishes recycled boilerplate and unsupported adjustments — the things that hurt our credibility for years.
That’s not a threat to a competent appraiser. That’s vindication."
