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Help me with non-traditional appraisal products

the only reason they have these quasi home inspectors is because they think you are a racist...would you trust paschal or your own eyes :ROFLMAO:
 
DWiley said:
I totally agree. Of course, that works both ways - refusing to change just to refuse to change is also not good policy.
It should be the data that drives decision making, not emotions.
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hey DW...are you signing off on the hybrids :ROFLMAO:
 
Tiffany Gibbons said:
Yes, the "both ways" comment from the GSE director made me laugh. Magically, there was no racism in appraisal back when he was actively appraising homes. And trainees had to be trained, no way around that and now anyone off the street can do it, easy peasy. Now the "analysts" say the GSE's have the settlement papers on sales and appraisers better call agents to get the concessions to match or the GSEs will file complaints with state boards (paraphrased from the same guy in the latest issue of Working RE). The attack on the appraisal profession is relentless and unfounded. What about interest rate buy-downs as a concession? This is someone who hasn't dealt with many listing/selling agents since the many "modernizations" in that field. Appraisers scarcely encounter agents in person or on the phone anymore. Everything is texting and apps. How is making more work for appraisers making things faster? Especially with the new rules on buyer concessions and nondisclosure?
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It always helps when the "regulator" is staffed with industry insiders or wannabes that are so collectively stupid and compromised that they let the fox into the henhouse to complete the indiscriminate slaughter. They get overpaid, don't get feathers up their nose, and have a throne awaiting at a GSE whenever.
 
As I stated at ta recent AI conference in Florida, the appraisers, as a group, have far more control over the use of "alternative products" than they realize. When alternatives are tested, their performance is compared to the traditional appraisal. Nothing is adopted if it does not perform at least as well as the traditional appraisal. If appraisers want to preserve the traditional process, all they have to do is produce work that cannot be matched in reliability by the alternative products.

The challenge for some is admitting that the traditional appraisal process is not perfect.

I hope you all have an excellent weekend!
 
DWiley said:
As I stated at ta recent AI conference in Florida, the appraisers, as a group, have far more control over the use of "alternative products" than they realize. When alternatives are tested, their performance is compared to the traditional appraisal. Nothing is adopted if it does not perform at least as well as the traditional appraisal. If appraisers want to preserve the traditional process, all they have to do is produce work that cannot be matched in reliability by the alternative products.

The challenge for some is admitting that the traditional appraisal process is not perfect.

I hope you all have an excellent weekend!
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are you saying some minimum wage unlicensed home inspector is as good as a licensed appraiser with 20 plus years of experience...

gas-fire.gif
 
Seems those are the appraisers getting sued....
 
ucbruin said:
Seems those are the appraisers getting sued....
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Ocwen home loan borrowers ask judge to approve ‘junk fees’ settlement​


In their lawsuit, the plaintiffs alleged Ocwen charged them undisclosed “mark-up” fees as part of some property valuation services that the company paid for, including “broker price opinions” and “hybrid valuations.” The lawsuit accused Ocwen of including a hidden vendor “reconciliation” service.

compared to the unethical stakeholders...appraiser lawsuits are just droplet in the ocean :rof: :rof: :rof:
 
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