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If you notice in appraisal bias hearings, Chopra was always last one to speak. That shows respect to Chopra from all govt agencies related to consumer lending.
AMC's and lenders are only doing what they've been authorized to do - and they, just like anyone else, will push the envelope of legality in order to make more $. As long as what they're doing is legal though - as immoral as it may be - they're still legally free to do so. The ones you should be blaming are the ones who made the current model legal - or, at least, failed to make it illegal. And, at the end of the day, what is there to outlaw? You'd outlaw Appraiser X choosing to bid low so that they get more work than Appraiser Y? How do you outlaw that?