Letter From FNMA 'Baptist' can't be in report...

[George Hatch]

The data is the data.

If you're looking for the zero defect application, it doesn't exist. Mistakes on the users' end have always occurred in the past and they'll continue to occur in the future. Appraisers will be fine as long as the at least try to do what they're supposed to do.

 

[Overimprovement]

You let me know when they get to asking for the lie by omission about property location or attributes, because "verbiage" isn't it.

If they want to use a different definition of value that speaks to these social justice/ inheritable wealth issues then that doesn't represent any threat to the role of the appraiser. Say what we do then do what we say.

If they want add a secondary valuation scenario to appraisal assignments which ignores the actions of the buyers and sellers in the market then that's fine, too.

The less overall pushback there is to the effort, the more likely the result becomes. It's ok for the woke crowd to bash anyone not agreeing with their point of view, but somehow if we utter a peep we are bad hateful people. I find the state of things revolting. Guess I'm in the minority there. Ironic huh...

 

[shrubberyvaluation]

The data is the data.

If you're looking for the zero defect application, it doesn't exist. Mistakes on the users' end have always occurred in the past and they'll continue to occur in the future. Appraisers will be fine as long as the at least try to do what they're supposed to do.

And we see how they manipulate the data to paint people as racist. So if we are silenced from explaining our adjustments, then they can paint those adjustments as biased easier. Tell that to Shane here in Baltimore. Tell that to the appraiser sued in Marin County. Tell that to the black appraiser here in Baltimore that was turned into the state for being racist.

 

[nachocheesefries]

I disagree with the OP. Just say college

THEN YOU SAY

Schools. This one rubs me. Facts are facts. Number one driver of value in my market.

So you do agree with OP it sounds like?

I think schools/colleges/universities and linkage to them is very important also.

 

[nachocheesefries]

The two are nothing alike.

Using a substitute word or not using a problem word is nowhere near the same as using the comps a lender or client tells you to use. Surely you understand the difference?
The verbiage does not impact value, but the comps selection can impact value.

Verbiage or lack thereof may certainly make the report difficult to follow or be understood by the reader. Both impacting value and making the report impossible to understand are both USPAP issues.

 

[Fernando]

Non-woke ways..hmmm an example is the bathroom issue. Male & Female. It's biological/science Yes, there is a tiny faction that thinks they can pick an choose on any given day what their sex is. The majority do not agree, nor do they want to accommodate that tiny group. The only answer is a third bathroom, designated as either/or. This gets even worse because these males who self identify as a female so they can not only compete in women's, sports but dominate female college level sports.

So go ahead and try to defend this woke garbage. btw corporations are rejecting DEI and going back to meritocracy.

So here we are today, The left still wants it their way. The Majority said no.

Your move Sherlock! Get back on the topic of this thread. This thread is about Subjective words and phrases used in our reports. It may indicate you have bias and worse it may influence readers/users of our reports.

Is there a law that says designated third bathrooms. Just stop the whining.

 

[Fernando]

Can I say sushi, mexican or chinsese restaurant or grocery?

Why is religion being singled out?

Best way is keep it neutral on any prohibited basis. Age, gender, etc.

Look at this:

Civil Rights Office | Equal Employment Opportunity Program (EEOP) FAQs | Office of Justice Programs

The statutory and regulatory information contained on this page does not constitute legal advice and is for general informational purposes only. The OCR makes no guarantee that the statutory authority or regulatory code citied within is the most current version of said law/regulation. For more...

www.ojp.gov

Regulation B (Reg B) in the Equal Credit Opportunity Act (ECOA)

Regulation B outlines the rules that lenders must adhere to when obtaining and processing credit information.

www.investopedia.com

"What Is Regulation B (Reg B)?
Under the Equal Credit Opportunity Act (ECOA), lenders must provide the main reasons for denying credit or taking adverse action against an applicant. This is enforced through Regulation B. Regulation B is intended to prevent applicants from discrimination in any aspect of a credit transaction. It outlines the rules lenders must adhere to when obtaining and processing credit information. Regulation B protects consumers and prohibits lenders from discriminating based on age, gender, ethnicity, nationality, or marital status."

Understand the prohibited basis?

There's no reason to say sushi, etc. Just like no reason to say Baptist.

 

[TerryRohrer]

Is there a law that says designated third bathrooms. Just stop the whining.

They have a long way to go to approach your level of whining about ANSI. You are like the other Democrat censors in here..."do what I want you to, not what I do."

 

[Fernando]

My whining about ANSI is legitimate. Go and be happy as Fannie tells you what to do.

 

[nachocheesefries]

There's no reason to say sushi, etc. Just like no reason to say Baptist.

The looooonggggg list of words you demand are unnecessary to say just keeps growing, but you have no problem continuing to add them to the list. Sushi? Really? Who gives AF? You should be the the new FNMA word Czar.

Only brianwashed people in the US are so bent that they automatically recognize innocuous words that offend, because they see er' thing through the racial lense, sorta like a racist does.