New one for me

[DTB]

Superman exercise has held me in good condition despite many, many years of heavy lifting. It's a go to for lower back

 

[Tom D]

Go thru emergency, extreme pain. Typically, emergency is totally covered. That's my best idea. Or walk into a fast care center, they take cash.

 

[JTip]

That

This craziness has to stop big pharma/insurance needs a major overhaul

https://twitter.com/x/status/1907468781292839333

Lucky she is cute because she isn't a smart one.

She probably has crap insurance (aka obamacare), with a low premium and high deductible, hence the high out of pocket. She looks relatively young and perhaps health, and she selected the plan to reflect her personal assessment, low risk/low premium/low coverages/high deductible.

No insurance people get the low price and the MRI ppl take a bath on it, supplementing it on other insured companies/people.

People with good insurance (PPO), with the majority paid by their employer, supplement the no insurance people expenses.

Such a lovely system.

 

[Digger88]

That

Lucky she is cute because she isn't a smart one.

She probably has crap insurance (aka obamacare), with a low premium and high deductible, hence the high out of pocket. She looks relatively young and perhaps health, and she selected the plan to reflect her personal assessment, low risk/low premium/low coverages/high deductible.

No insurance people get the low price and the MRI ppl take a bath on it, supplementing it on other insured companies/people.

People with good insurance (PPO), with the majority paid by their employer, supplement the no insurance people expenses.

Such a lovely system.

It's a combination of things but the point is insurance and health care facilities/professionals have a f'd up system that needs correcting. I took meds for afib that were $230 a month with my crap insurance. A nurse told me to go to Lilly's website and print off their $10/month copay card for cash purchases and shocker, it worked.

 

[JTip]

Back before the gov't job, selling re, insurance and appraising, my wife's medication was $20k a year out of pocket.

The #1 reason I took the gov't job was for the insurance, and that same medication costs $20/month today.

 

[Terrel L. Shields]

This craziness has to stop big pharma/insurance needs a major overhaul

https://twitter.com/x/status/1907468781292839333

There should be exactly 1 price for every procedure and the top 100 procedures should be posted publicly. I had a friend, card-carrying member of the Cherokee tribe. He developed a clot in a leg. Indian hospital didn't have the resources to operate on it. He was sent to a hospital. Since he didn't live inside the nation, they couldn't pay for it. He was on his own. The bill? Over $50,000. So, after the operation he managed to wheel down to the office and ask if cash discount could apply. So, they said, "Pay cash and it is 50% off. And if you pay within 30 days, Another 10%." He wrote them a check for $22,500. That tells me the operation was never worth $50,000.

 

[ucbruin]

There should be exactly 1 price for every procedure and the top 100 procedures should be posted publicly. I had a friend, card-carrying member of the Cherokee tribe. He developed a clot in a leg. Indian hospital didn't have the resources to operate on it. He was sent to a hospital. Since he didn't live inside the nation, they couldn't pay for it. He was on his own. The bill? Over $50,000. So, after the operation he managed to wheel down to the office and ask if cash discount could apply. So, they said, "Pay cash and it is 50% off. And if you pay within 30 days, Another 10%." He wrote them a check for $22,500. That tells me the operation was never worth $50,000.

What are you....
A socialist commie....

Next thing you'll advocate a single appraisal fee for all appraisers....

 

[Terrel L. Shields]

I took meds for afib that were $230 a month with my crap insurance.

So, you got the jab and afib too? Welcome to the club. With Part D or whatever of Medicare, regardless the anti-coagulant and regardless they are old enough to be out of patent - they sue to not allow anyone else to make a generic. And if you bought cash? About $50 a month. But you cannot buy outside the drug program and doesn't matter, Humana or whoever, will max your $2k anyway with any other drugs. On Medicare it makes sure to be priced so as to max out your $2,000 limit. My first month was $400, the next was $130 and will be until the meds max out the $2k. And that was on either Xarelto or Eliquis. You could take rat poison (Warfarin) but it is toxic and requires frequent blood tests.

 

[Terrel L. Shields]

Next thing you'll advocate a single appraisal fee for all appraisers...

Far from it. But I don't go to the gas station and pay $5 a gallon while someone driving a Prius pays $1.40 a gallon.
Appraisal fees should be based upon the amount of work, risk, and expertise required. And anyone accepting low fees has only themselves to blame. The fee should relate to the amount of work done. I do so land tracts or simple houses for $400 but that is $80 an hour for my time. That's what my CPA charges. That's about what my barber charges (4 appointments an hour for $20) but a poultry farm might take all week. And a lot of driving since I try to personally inspect each comp, speak with the farm manager or their field man, and may even take a trip to the office of the poultry company.

 

[ucbruin]

Far from it. But I don't go to the gas station and pay $5 a gallon while someone driving a Prius pays $1.40 a gallon.
Appraisal fees should be based upon the amount of work, risk, and expertise required. And anyone accepting low fees has only themselves to blame. The fee should relate to the amount of work done. I do so land tracts or simple houses for $400 but that is $80 an hour for my time. That's what my CPA charges. That's about what my barber charges (4 appointments an hour for $20) but a poultry farm might take all week. And a lot of driving since I try to personally inspect each comp, speak with the farm manager or their field man, and may even take a trip to the office of the poultry company.

And how times have you shared that there is only 1 or 4 CGs in a 4 state radius....
I know I'm exaggerating, it's within your coverage area....