Newest QC request: Don't use the Word "Diversity"

[alebrewer]

The subject market contains a mix of housing styles, ages, qualities, conditions, and site sizes.

 

[Parham93]

Don't be a smart alex with the lender. They don't need you.

Where in the appraisal world have you seen the word diversity used for types of housing. The word is style, the predominate style in the area is 2 story detached. Why go into using term 'diversity' of anything. Fannie, FHA want specific items, not generalized words. Sounds like a coded term, I diversified the comps to avoid a biased appraisal. Is that what you are trying to be, subliminaI. I don't even understand, or anyone here understands what type of items you are describing with the word diversity. As noted on the grid there was a diversity of rooms, baths and sites. However, the owners were non diversified.

There was no diversity of opinion here on you, guilty as charged. You must not live in a diversified neighborhood to understand that coded word. At least smart enough to ask us.

LMAO... my neighborhood ranges from retired "depression Babies" to drug dealers... legal professionals to the unemployed... not diverse at all here where i live... and i did not "go into using" the term.. ive been using it for years considering the definition of Diversity is 1) : the condition of having or being composed of differing elements and 2) : an instance of being composed of differing elements or qualities....

 

[djd09]

the comparables reflect a great melting pot ...

 

[Parham93]

Don't be a smart alex with the lender. They don't need you.

Where in the appraisal world have you seen the word diversity used for types of housing. The word is style, the predominate style in the area is 2 story detached. Why go into using term 'diversity' of anything. Fannie, FHA want specific items, not generalized words. Sounds like a coded term, I diversified the comps to avoid a biased appraisal. Is that what you are trying to be, subliminaI. I don't even understand, or anyone here understands what type of items you are describing with the word diversity. As noted on the grid there was a diversity of rooms, baths and sites. However, the owners were non diversified.

There was no diversity of opinion here on you, guilty as charged. You must not live in a diversified neighborhood to understand that coded word. At least smart enough to ask us.

Generally I agree with not being a smart alex... but this is also the lender that wanted me to change " The subject has not sold within the past year" to "The subject has not sold within the past 12 months"... so every once in a while I have to be

 

[Parham93]

I believe Diversity shows up on the Fannie website as a word to avoid. Diversity is a word usually associated with people; I have never seen it used on an appraisal about comps - keep it simple, just state that the word diversity was replaced with variety or variances among the comps. The end. Otherwise, you might have a short career for GSE work - right or wrong , we are trying to help you here. ioas

After working with this client for the past 20 years, I have considered cutting them lose over some of the idiotic requests they come back with.. most of the time it;s not even requests from the actual lender just the AMC...

 

[shrubberyvaluation]

Never thought of using this word, but homogeneous and heterogeneous are probably out also. I don't assume diversity is about people. Diversity of opinion. But of course there is a political party trying to stomp that type of diversity out, so it must be only used for the color of one's skin.

 

[Dublin ohio]

Generally I agree with not being a smart alex... but this is also the lender that wanted me to change " The subject has not sold within the past year" to "The subject has not sold within the past 12 months"... so every once in a while I have to be

Seems strange that they would ask for that change since we are supposed to report a three year (36 month) sales history on the subject if it is for Fannie

 

[djd09]

they can ask you to change the words...but there can be no law requiring you to do so

 

[djd09]

dont ever tell them you conducted an appraisal on black friday...

 

[Tom D]

the comparables reflect a great melting pot ...

I like to say different flavors. The only thing that really stands out in my mind different, as i drive, are the wobbling zombies that i see in the area next to my neighborhood, the highest drug use zip code in the usa. Zombies aren't a flavor, more of a life style. The area is comprised 95% of dwellings, and 5% outside neighbors, as this is the way the city has said to describe them. Big dem city.