If the HUD tags are missing send your client to wwwdotibtsdotorg/data_plate.shtml they pay the money and their HUD tags missing are covered.
Some states do not allow homes to be refied, some states do not allow them to be sold, and some lenders will not finance a home with missing tags even with an IBTS.
Data plate:
If the data plate is missing it is not financable. However I just found on the HUD site
"What is a Data Plate?
The Data Plate is a paper label affixed inside the home and is located in a kitchen cabinet, an electrical panel, or a bedroom closet. The Data Plate will contain the following information: (a) the name and address of the manufacturing plant in which the home was manufactured, (b) the serial numbers and model designation, and the date the unit was manufactured, (c) a statement which references that the home was built in accordance to the Manufactured Home Construction and Safety Standards, (d) a list of the certification label number(s), (e) a list of factory-installed equipment, including the manufacturer's name and the model designation of each appliance, (f) a reference to the Roof Load Zone and Wind Zone Load to which the home was designed, (h) and the name of the agency that approved the design. "
additional great info. My mother is a Real estate agent. I have been helping her deal with issues of no HUD tags and no data plate. I just found this info on the data plate missing which must be new info as it was not there 6-8 months ago. Anyway she called PFS which was the inspection company for this particular house and they faxed over the missing data plate within 10 minutes.
"My Data Plate is missing. How do I get a replacement copy?
You may be able to obtain the data plate by contacting the In-Plant Primary Inspection Agency (IPIA) and the manufacturer. The IPIA is a third party inspection agency that works in conjunction with the Department to inspect manufactured homes during the manufacturing process to ensure that the manufacturer meets the Federal Manufactured Home Construction and Safety Standards. To obtain a list of inspection agencies, visit here: http://www.HUD.gov/offices/hsg/sfh/mhs/mhsid.cfm "
information from link
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Inspection Agencies
Information by State
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Print version
List of IPIAs and DAPIAs
To obtain contact information on any IPIA or DAPIA select the agency's name listed below or scroll down the page.
Arizona
Colorado
Florida
Georgia
HWC
Idaho
Nebraska
New Mexico
NTA
Oregon
PFS
RADCO
Tennessee
TRA
Washington
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ARIZONA
TYPE: IPIA
Robert L. Barger, Director
Arizona Department of Building and Fire Safety
Office of Manufactured Housing
1110 West Washington, Suite 100
Phoenix, AZ 85007-2957
PH: (602) 364-1008
FAX: (602) 364-1052
IPIA Coordinator:
Nancy Gephart
PH: (602) 364-1058
FAX: (602) 364-1063
COLORADO
TYPE: IPIA
Steve Bernia
Building Technology and Standards Section
Colorado Division of Housing
1313 Sherman Street, Room 321
Denver, CO 80203-2244
PH: (303) 866-4656
FAX: (303) 866-4077
FLORIDA
TYPE: IPIA
Chuck Smith, Program Manager
Bureau of MH/RV Construction
Division of Motor Vehicles
2900 Apalachee Parkway, Room A129
Tallahassee, FL 32399-0640
PH: (850) 617-2808
FAX: (850) 488-7053
GEORGIA
TYPE: IPIA
Chris E. Stephens
Commissioner of Insurance
Manufactured Housing Section
Floyd Building, West Tower, Suite 620
2 Martin Luther King, Jr. Drive
Atlanta, GA 30334-9000
PH: (404) 656-3687
FAX: (404) 657-6971
IPIA Designee: Nolan Courson
PH: (912) 260-2294
FAX: (404) 657-6971
HWC
TYPE: IPIA/DAPIA
John Gustafson
Vice President, IPIA Director
Director of HUD Inspection Services
Hilborn, Werner, Carter and
Associates, Inc., (HWC)
1627 South Myrtle Avenue
Clearwater, FL 33756-1131
PH: (727) 584-8151
FAX: (727) 587-0447
DAPIA Designee: Richard S. Nolan
DAPIA Director
PH: (727) 584-8151
FAX: (727) 585-2392
IDAHO
TYPE: IPIA
Tom Rodgers, Manufactured Homes Supervisor
Division of Building Safety-Building Bureau
1090 E. Watertower Drive
Meridian, ID 83642-3556
Mailing Address:
P.O. Box 83720
Boise, ID 83720-0060
PH: (208) 332-8991
FAX: (208) 855-9399
NEBRASKA
TYPE: IPIA/DAPIA
Mark Luttich, Director
Housing and Recreational Vehicle Department
Nebraska Public Service Commission
300 The Atrium, 1200 "N" Street
Lincoln, NE 68508
Mailing Address:
P.O. Box 94927
Lincoln, NE 68509-4927
PH: (402) 471-0518
FAX: (402) 471-7709
NEW MEXICO
TYPE: IPIA
Benito Martinez, Director
Manufactured Housing Division
Regulation and Licensing Department
2550 Cerrillos Road
Santa Fe, NM 87505-3260
Mailing Address:
P.O. Box 25101
Santa Fe, NM 87504-5101
PH: (505) 476-4770
FAX: (505) 476-4702
IPIA Contact At Karsten: Michael Montoya
PH: (505) 865-7863
FAX: (505) 865-4544
IPIA Contact At Deming: Shad Goldman
PH: (505) 546-4109
FAX: (575) 524-6319
NTA
TYPE: IPIA/DAPIA
David A. Tompos
President
NTA, Inc.
305 North Oakland Avenue
P.O. Box 490
Nappanee, IN 46550-2341
PH: (574) 773-7975
FAX: (574) 773-2732
David R. Tompos,
Director of DAPIA Service
PH: (574) 773-7975
FAX: (574) 773-2732
OREGON
TYPE: IPIA
Mark S. Long, Administrator
Department of Consumer & Business Services
Building Codes Division
1535 Edgewater Drive N.W.
Salem, OR 97304-4635
Mailing Address:
P.O. Box 14470
Salem, OR 97309-0404
PH: (503) 378-4133
FAX: (503) 378-2322
IPIA Designee: Albert Endres
PH: (503) 378-5975
FAX: (503) 378-4101
PFS
TYPE: IPIA/DAPIA
Michael Slifka
President
PFS Corporation
1507 Matt Pass
Cottage Grove, WI 53527-8962
PH: (608) 839-1071
FAX: (608) 839-1072
Primary IPIA Contact: James A. Rothman, P.E.
Sr. Vice President
PH: (608) 839-1344
FAX: (608) 839-1345
DAPIA Designee: Dick Reinhard, P.E.
PH: (608) 839-1483
FAX: (608) 839-1484
RADCO
TYPE: IPIA/DAPIA
Michael Zieman, P.E., President
RADCO
3220 E. 59th Street
Long Beach, CA 90805
PH: (562) 272-7231
FAX: (562) 529-7513
IPIA Designee: Robert Johnson
5456-A W. Crenshaw Street
Tampa, FL 33634-3048
PH: (813) 243-0370
FAX: (813) 243-1314
DAPIA Designee: Rick Marchman
3220 E. 59th Street
Long Beach, CA 90805-4502
PH: (562) 272-7231
FAX: (562) 529-7513
TENNESSEE
TYPE: IPIA
Darlene Warren, Director of Manufactured Housing
Department of Commerce & Insurance
State Fire Marshal's Office
State of Tennessee
500 James Robertson Parkway, Third Floor
Nashville, TN 37243-1162
PH: (615) 741-7192
FAX: (615) 741-9388
IPIA Designee: Steve Hibner
PH: (615) 253-7696
FAX: (615) 741-9388
TRA
TYPE: IPIA/DAPIA
Robert W. Tanger, President
T.R. Arnold & Associates, Inc.
700 East Beardsley Avenue, Suite 2A
P.O. Box 1081
Elkhart, IN 46514-3303
PH: (574) 264-0745
FAX: (574) 264-0740
IPIA Designee: Mike Palmer, VP Inspection Services
DAPIA Designee: Robert W. Tanger
WASHINGTON
TYPE: IPIA
John Harvey, IPIA Administrator
State of Washington
Department of Labor and Industries
Specialty Compliance Services Division
Factory Assembled Structures Section
7273 Linderson Way SW
Tumwater, WA 98501-4430
Mailing Address:
P.O. Box 44430
Olympia, WA 98504-4430
PH: (360) 902-5218
FAX: (360) 902-5229"