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Exploring Appraisal Bias Using UAD Aggregate Statistics​

Published:

11/02/2022

FHFA recently published its Uniform Appraisal Data (UAD) Aggregate Statistics Data File and Dashboards. The aggregate statistics in the Data File and Dashboards are derived from more than 47 million appraisals conducted between 2013 and June 30, 2022. This blog highlights how the new statistical tools can provide key insights into potential appraisal bias concerns.

Background​

Today, Black and Latino families have considerably less wealth than White families. The 2019 Survey of Consumer Finances finds that White families on average hold $983,400 in wealth, compared to $142,500 for Black and $165,500 for Latino families on average, respectively.[1] For most Americans, the largest driver of wealth is their home. This makes it critically important to have accurate, unbiased home valuations.

Exploring Appraisal Bias Using UAD Aggregate Statistics | FHFA

Exploring Appraisal Bias Using UAD Aggregate Statistics: Today, Black and Latino families have considerably less wealth than White families. The 2019 Survey of Consumer Finances finds that White families on average hold $983,400 in wealth, compared to $142,500 for Black and $165,500 for Latino...

www.fhfa.gov

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