Where Do You Think "geographic Competency" Begins And Ends?

[J Grant]

GH- The derogatory language of "whining"- I am bringing to light here the fact that polls, and debate/ input, as you now admit , can be used by all kinds of user groups including those that do not have the appraisal profession's interest at heart. It is one thing for people to offer their opinions , another if they offer them without realizing their input can be used to undermine their interests. Which is not an allegation about you, it is a fact, and we saw it happen with the drop the 4 year degree of debate history of events.

My view of this poll would have been different had you said, from the first post of it, that it came up as a result of conversations with a chief appraiser at a large AMC. Instead, the poll was put up with no back story, later you made the comment it came about as a result of conversations with "another appraiser", only it was the head of a national level AMC, not just any old appraiser. Which is fine too, but why not disclose it from the start?

 

[Joe Flacco]

Like I said, you literally have no clue about what you're talking about here. My opinion may be incomplete, but it's at least based on 15 years of teaching CE courses to people like you. Heck, I accrued over 2000 hours of teaching time in USPAP alone. That doesn't count the other 20 courses offerings I was also teaching. I was in front of roomfuls of people like you almost every week. So don't presume to guess at some 80/20 split when you have had zero exposure to the issue and are completely ignorant on what appraisers do and don't know about what they do.

Well sht. No wonder you defend the status quo. You were the one educating all of the low skilled appraisers today. Great job buddy.

 

[George Hatch]

It can be an observation, not an allegation. The AQB may not need the results of a poll here but no proof they, or those who interact with them will not use the results. The fact is, however one wants to see it, that the drop the 4 year degree started as debates, with many views formed in the debates continued in the comment period, with those sending in comments not cognizant that their opinions could and would be used to drop other requirements, not just the 4 year degree.

The issues I raised re the product I am "sniveling" about ( loaded word, try this, a product I am talking about ), the product in question, bifurcated, has not been up for consideration for widespread lender origination use and Fannie acceptance until now. .

I'm curious if you actually think this issue would never have come up if not for AMCs.

Do you recall what the primary appraisal standards-based (not business-related) complaint was about ZAIOs program? 'Cause I can promise you that you're really going to hate the answer.

 

[George Hatch]

Well sht. No wonder you defend the status quo. You were the one educating all of the low skilled appraisers today. Great job buddy.

Except for the upgrades course I referred to, I was teaching CE courses to the existing appraisers. I was working to remediate the inadequacies attributable to the QE courses and the idiot supervisors. Same as I've always done on this forum. And even if you think I've done that poorly, there are plenty of your peers who think otherwise. So I'm good with that.

 

[George Hatch]

GH- The derogatory language of "whining"- I am bringing to light here the fact that polls, and debate/ input, as you now admit , can be used by all kinds of user groups including those that do not have the appraisal profession's interest at heart. It is one thing for people to offer their opinions , another if they offer them without realizing their input can be used to undermine their interests. Which is not an allegation about you, it is a fact, and we saw it happen with the drop the 4 year degree of debate history of events.

My view of this poll would have been different had you said, from the first post of it, that it came up as a result of conversations with a chief appraiser at a large AMC. Instead, the poll was put up with no back story, later you made the comment it came about as a result of conversations with "another appraiser", only it was the head of a national level AMC, not just any old appraiser. Which is fine too, but why not disclose it from the start?

Nobody is using this poll for anything other than the original stated purpose of prompting people to think about where they drew the line for themselves.

As for not disclosing discussions I had with people, there are a couple people in this thread other than Danny I've had offline discussions with for many years. not to mention other people over the years who are no longer here. So what? I *normally* participate in offline brainstorming on the condition that the other half of the discussion never mention my name. I have no intention of switching up now because you haven't thought the situation through enough to recognize that your real problem isn't with the AMCs, but rather with the banks they work for and which are grinding on them as much as they're grinding on you.

 

[Joe Flacco]

Except for the upgrades course I referred to, I was teaching CE courses to the existing appraisers. I was working to remediate the inadequacies attributable to the QE courses and the idiot supervisors. Same as I've always done on this forum. And even if you think I've done that poorly, there are plenty of your peers who think otherwise. So I'm good with that.

You want to put yourself at the top with DW then you better be prepared to accept your share of responsibility for the current state of the profession.

 

[djd09]

HOMEOWNERS
$2,250,000
On July 15, 2014, a New Jersey federal judge approved a roughly $2.25 million settlement between JPMC and a class of consumer who alleged that JPMC charged them late fees on their mortgage payments even when they were on time.
http://jpmadoff.com/victims/

The spinning wheel of public trust. How could the TAF ever receive input from the 'users' if there wasn't an IAC. Maybe they should email like the rest of the peons.

 

[J Grant]

I'm curious if you actually think this issue would never have come up if not for AMCs.

Do you recall what the primary appraisal standards-based (not business-related) complaint was about ZAIOs program? 'Cause I can promise you that you're really going to hate the answer.

I have no idea if the issue would have come up, lots of topics come up here. What I am saying is the poll should have been upfront that the timing of the poll meshes with the push for fannie to approve and lenders to accept bifurcated, and that the topic for poll was discussed with chief appraiser of an AMC.

I did not follow the Zaio program issue, old history and imo drifting over to that is off topic .

 

[J Grant]

Nobody is using this poll for anything other than the original stated purpose of prompting people to think about where they drew the line for themselves.

You have no control over who uses the results of this poll and how they might share results with others, this is an open readership board and there can be thousands of views on a topic while only a handful of people participate. But at least if the poll had disclosure about why it is being introduced at this particular time and that it came about after conversing with a chief appraiser at an AMC, people could make informed decisions about it.

My point is people gave answers to this poll without realizing the back story and they gave answers based on an ideal set of circumstances of assumptions or fond memories of a good fee assignment where a party or lender gives them lots of time for an onsite trip to a far off property,-when that is not the set of conditions for desk work fast paced ( and likely low fee) appraising ,such as more probable set of conditions for bifurcated work.,

People here including myself realize banks benefit off bottom feeder AMC policies, we use the term AMC as a short hand. There are a few decent AMC's and lenders- they tend to work together, must we rehash the same things in every thread ?

 

[George Hatch]

You want to put yourself at the top with DW then you better be prepared to accept your share of responsibility for the current state of the profession.

I accept responsibility for what I've done. I've never taken a trainee on, so I'm not responsible for the competition levels you face. Aside from holding up my own end in my own assignments, all I ever did was teach and develop courses to help appraisers move forward. I ain't apologizing for that.

If you want to blame someone, you can blame a couple of the loudmouths who are bitter now because the puppy mills they were running weren't a long term plan for them.

How about you - have you ever taken a trainee on?