Happens every day when someone burns out be it in a fire of a single structure or a wildfire. Again, we pick where we live and that impacts our exposure to fire, hurricane, tornado, flood, etc. If insured, then some things can be made whole. But, of course, family mementos, pictures, etc. cannot be retrieved.
And we are responsible for the choices we make in voting, in electing, and in participating in government so that the government knows where the people's priority is. The problem is we are all so short sighted we focus on the soup de jour of fad and ignore the daily grind of protecting the public with better fire protection. Of all states, California should be prioritizing fire prevention and earthquake preparedness over all social initiatives. Will it change? I donno. I remember the first color TV my parents got - I was in college. And that's when the reality of what those fires and Santa Ana winds can do. It isn't the same as seeing black and white. And yes, there were a lot of fires 50 years ago in California. They were burning then, over 50 years ago, but what has changed? Is California increasing its preparedness? Apparently, they learned nothing from Park and Paradise fires. I mean 2020 was a horrible year for fires and yet they dare cut the budget only 4 years later?
One other thing - applies to a lot more than California. This obsession with planting trees in towns. Trees planting is something for parks. I see trees planted by cities like it was some necessity. In reality, trees planted next to sidewalks uproot the sidewalks. They are a fire hazard, a fall hazard, and a major cause of power outages. The little town I am near is so proud of itself planting a bunch of trees between the curb and the sidewalk... to do what? Be in the way and eventually have to spend big bucks on to take down and replace the damaged concrete. Go figure.