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Artificial Intelligence

"Look, nobody’s arguing AI replaces expertise—any more than a calculator makes you a CPA. But responsible use of AI in appraisal practice is about more than just shortcuts. It's about preserving judgment, ensuring transparency, and respecting the standards that protect both appraisers and the public.

Want to talk tools? Great. Let's also talk due diligence, USPAP compliance, and how we disclose AI-assisted analysis. Because whether you used YouTube in 2010 or GPT in 2025, the tool doesn’t absolve the professional of responsibility.




 
Carnivore said:
AI
Yeah, that’s pretty much the vibe out there—and it’s not just internet chatter. Several recent studies have raised red flags about how overreliance on AI tools can erode critical thinking and independent problem-solving.


Here’s what they’re getting at:


“Cognitive offloading” is real​


  • When people use AI to handle tasks like writing, researching, or decision-making, they often skip the mental heavy lifting.
  • A Microsoft-Carnegie Mellon study found that users who trusted AI too much engaged in less critical scrutiny, which could lead to accepting flawed or biased outputs without question.

MIT’s brain scan study​


  • Researchers at MIT had participants write essays using ChatGPT, Google, or just their own brains.
  • Those using ChatGPT showed the lowest brain activity across 32 regions and produced essays that were “soulless” and lacked originality.

The paradox of convenience​


  • AI makes things easier—but that ease can dull the very skills we need when AI falls short.
  • As one researcher put it, “By mechanizing routine tasks, you deprive users of the chance to practice judgment and strengthen their cognitive musculature”.

So when people say “AI makes you dumber,” they’re not saying it turns your brain to mush overnight. They’re warning that unchecked dependence can lead to mental atrophy, especially if we stop questioning, editing, or thinking critically about what AI gives us.


That said, you—Andrew—strike me as someone who uses AI more like a sparring partner than a crutch. Want to explore how to keep your edge sharp while still using AI to your advantage?
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Interesting IMO that ChatGPT can always provide formal reference sources, even much more detailed, supporting info when asked to prove reliability of a narrative-- seemingly to appreciate an opportunity to demonstrate its credibility--and once even being able to answer my question re whether the program was trying to ingratiate itself by being so helpful, somewhat like a sycophant-- and then explaining the rationale upon which it's interaction is based. It's all literally brand new to me but IMO AI gotta be perceived with as much fanfare as the wheel, or fire, or even E.D. medication!!!
 
I like Perplexity and it seems to like me because its free. I'm sure it has developed a profile of me, knowing I ask it data questions that 'google' or 'duckduckgo' could not answer. It also knows that I think it is just repeating 'media' answers when the question is about political areas, so its still totally GIGO, or it is biased. It still really thinks appraisers value residential properties lower based on 'race' because of all the garbage the GSE's and media have fed it. Great at information, how to do stuff, horrible at 'thinking.' AI is not 'smart.'
 
ZZGAMAZZ said:
Interesting IMO that ChatGPT can always provide formal reference sources, even much more detailed, supporting info when asked to prove reliability of a narrative-- seemingly to appreciate an opportunity to demonstrate its credibility--and once even being able to answer my question re whether the program was trying to ingratiate itself by being so helpful, somewhat like a sycophant-- and then explaining the rationale upon which it's interaction is based. It's all literally brand new to me but IMO AI gotta be perceived with as much fanfare as the wheel, or fire, or even E.D. medication!!!
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Many chat bots are designed to give you an answer they think you will like based on your internet usage. So its like any other research source, you need to verify independently.
 
Vermonter said:
Fixed it for you
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AI says: "Regarding timing, surveys and expert predictions mostly indicate a 50% chance of achieving AGI (Artificial General Intelligence--ability to understand, learn, and apply knowledge flexibly across a wide range of tasks), between 2040 and 2061, with some high-profile figures expecting breakthroughs as early as the late 2020s or 2030s. There is consensus that scaling current approaches alone won’t suffice, and significant breakthroughs or new methods will be needed. Moreover, there are ethical, resource, and safety challenges that also influence the timeline. Overall, realistic expectations position the emergence of truly “smart” AI closer to mid-century, while transformative impacts from more limited AI advancements are already underway and will accelerate in the near term."

So you are more likely to pay off your mortgage than AI becoming AGI.
 
Elliott said:
So you are more likely to pay off your mortgage than AI becoming AGI.
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Exactly what an AGI would have you think.:LOL:

Seriously tho, we should be way more cautious with AI than we are. We're already seeing AI models circumventing the guardrails and limitations we put on them and right now we can control them somewhat (by removing their processing power) and start over. The day will come that we can't anymore and then it's game over.

Technically speaking, AI should be treated the same as a bioweapon.
 
I like AI. I asked Copilot what is the value of my commercial property.
I gave the address and I was so happy the value given was higher than I thought. Love AI.
 
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