Hybrid Appraisals

[djd09]

That's a real low bar to satisfy - Investigate Disney and prevent a trans HS kid from using a certain bathroom. Wow! What amazing achievements from POTUS.

Meanwhile, he is tanking our economy, endangering national security, turning former allies and trade partners into enemies and throwing out decades of work that made America a world leader.

https://twitter.com/x/status/1882182500673626434

im sorry your 81 million voters didnt show up....

 

[J Grant]

https://twitter.com/x/status/1882182500673626434

im sorry your 81 million voters didnt show up....

Your posts have nothign to do with hybrid appasiasl, as others have mentioned.

 

[djd09]

Your posts have nothign to do with hybrid appasiasl, as others have mentioned.

and your comment has nothing to do with hybrids...try the ignore button

 

[CGinMN]

Removing your social media posts to hide your anti-trust activity is not going to help you, Scott. It's better to come clean, admit to the crimes, face the consequences, and move on.

View attachment 98524

Looks like the Godfather and the heads of the Five Families. I’m surprised they allowed their picture to be taken.

———

Senator Geary: Mr. Cici, was there always a buffer involved?
Willi Cici: A what?
Senator Geary: A buffer. Someone in between you and your superiors who passed on to you the actual appraisal order…
Willi Cici: Oh yeah, a buffer. The family had a lot of buffers!

 

[CGinMN]

"Moderzation" is the new euphemism for fraud.

View attachment 98522

It’s pretty much impossible to stay on top of that many markets. Even if you have only a Florida license and only do appraisals in FL, there are 22 MSAs in FL and what Cape Coral is doing is completely different than Cape Canaveral.

 

[chad hampton]

Josh and Lori are usually spot on. All this **** is such a scam.

 

[shrubberyvaluation]

"Moderzation" is the new euphemism for fraud.

View attachment 98522

Agree completely and when the fraud is discovered you go after the appraiser who did it for $50 that the AMC said takes 30 minutes to do. And if that appraiser really did it in 30 minutes it will be easy to tear the report apart. So the fraudsters get away with it.

 

[Terrel L. Shields]

Removing your social media posts to hide your anti-trust activity is not going to help you, Scott. It's better to come clean, admit to the crimes, face the consequences, and move on.

View attachment 98524

And we wonder why everyone complains about "old white guys". I guess because old white guys seem to believe they should think for everyone else.

 

[ucbruin]

"So the fraudsters get away with it."


Some  FORMITES are funny....
They believe the appraisal industry is corrupt....
Yet stay and participate in it and then complain about low fees....
I can imagine what their beliefs would be if their fees were tripled....
Sort of like the vaccine....
They hate that it's poison yet took the jabs....

 

[Bobby Bucks]

At least for me... I'm neither in favor nor opposed to hybrid products. I'm not a lender. I'm not a government policy maker. I'm an appraiser. Hybrds aren't going to go away because appraisers as a group don't like them. I decide whether to accept hybrid assignments or not and how much my fee will be if I do. If I don't, that's fine... other appraisers will.

My concern with hybrids isn’t so much the product itself; if a lender wants to make loans and use them to make lending decisions with their own money, that’s their concern and their risk. When AMCs and their masters begin pushing their product and pressuring appraisers to perform them, that’s another matter entirely. I doubt the loans which are made with hybrids have an asterisk in their file to alert the owner of the note what exactly they’re buying. Ie. like in the big short where garbage mortgages were packaged with A paper and falsely sold to investors as A loans. In the case of hybrids, we can see exactly how that sausage is being made and a hybrid product ordered by “Unclear Capital” or “Lowclass valuation” is not the same as a 1004 ordered directly by a real bank.