Pam,
Story number one: No college degrees. College degrees are meaningless. In the time I have been reading the forum, I've never heard anyone say don't let people with college degrees appraise. What they have been saying is that a college degree won't solve the ethics issue that most appraisers have with unethical appraisers. Education does not stop immoral behavior. It just gives you an unethical person with a better education. If you read George Dodd, Terrell Shields, etcetera, you will see that these and others constantly encourage others to continue their education in the profession. They never once say once you get a license, stop. Just get what is needed. But the primary problem, from following this forum, is not stupidity, but unethical standards. You don't stop a mad dog by shooting the cat.
Story two: Some do say that, and, realistically, someone from Chicago doing a desktop review of an appraisal in Georgia probably doesn't know where the subject is, nor how populated the area is. Also, some review appraisers and underwriters are either not experienced appraisers in the review side, or not even appraisers in the underwriting side. FHA probably couldn't field a baseball team of experienced field appraisers.
Maybe the laws they should pass are the ones that make it a requirement that review appraisers and underwriters be licensed or above. That would probably end a lot of problems quickly.
Story Three: When challenged, charge more. Huh? I am still looking for those that do that. If a client wants more work, then they should be willing to pay for it. Lee Ann, Pamela Crowley, JRotta, all of them, if you will check their posts, when questioned about an appraisal, immediately review their work to make sure they were not suffering from a cranial rectal inversion at the time of completion, and then get annoyed. Admitting your wrong is one thing, admitting your right is something else.
Story four: Most of the appraisers I know are sole practitioners because if they are going to sign their name to something, then they are going to see it first hand, and, being a Registered myself, I hate to admit this, the first several months that someone is being trained it is like adoption. You take some utter idiot under your wing, pay them for the priveledge of watching you work, and still have nearly two plus years to go. That, and most appraisers tend to be loners, and consider their best company themselves and their spouse.
Story five: Blame all the woes and evils on Bill Clinton: Read the watercooler more. You get just as much Bush bashing as Clinton bashing. Clinton is just apparently a sore spot with you.
Slacker: You forgot that country music also has to have dogs. Cats are banned from country music. I think it is a law. Plus it is required to have at least thirty percent of it dealing with misery on the song topic. (Best listened to with beer, so you don't cry and get water spots on the table.)
I like the forum. People get rather adamant about USPAP, but that is because of the fact that it is only slightly more confusing that the 2001 tax laws. Let lawyers get involved in writing something, they'll put more escape holes in it than swiss cheese at a turkey shoot. It doesn't take long to determine who the ones are to listen to, and who is bluffing. For a good source of information, this is good.
As far as being thick skinned, from what I have seen so far, if someone isn't thick skinned, then appraising is not a job for them. It seems that appraisers are either the best friend of a lender, or their worst enemy, and that can depend on their last appraisal.