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The Impact of D.O.G.E. on the Appraisal Profession

AMC Appraiser "Shopping". As a consumer, I want my loan yesterday. We have fought to have the separate AMC and Appraiser fee on the closing statement, (we know no one reads it right away) it is just signed off on with the rest of the DOC's, but it is there. How about Turn Time Numbers being disclosed. AMC # 1, spent 4 days searching for a dead appraiser, Appraiser is engaged, lender gets the report on day 8, UW or SAR signs off on day 10.
If I want a rate/term, right away, it won't happen. Where did the waisted 5 days go?
It sounds small, but I used to turn things around in 3-4 days (Simple/Non complex), when hired directly by a client. 3-4 days vs. 10 days, what would you choose?
 
FDA keeepign food supply save, EPA keeping water and air clean, FAA keeping skies for airline travel safe, FEMA for emergencies etc etc
Do you really think Doge will impact any of those policies, how many times did 45 say he was all for having the cleanest air and water? Did we not run out of baby formula under 46? You are fear mongering, clearly. Items the Federal government paid for that are wasted crosses both parties, but funding, denying, and lying about the origins of covid? How much did we pay for that....
Department of Education? Results please? Pathetic. Not needed as the states should run their schools.

No one wants reckless cutting, no one wants to hurt the environment, schools, public safety, ect.

Maybe they should take a look at a campaign that spent 1.5 billion while enriching many of their friends and supporters, is that an example of what you were referring to?

You are smarter than that.
 
Do you really think Doge will impact any of those policies, how many times did 45 say he was all for having the cleanest air and water? Did we not run out of baby formula under 46? You are fear mongering, clearly. Items the Federal government paid for that are wasted crosses both parties, but funding, denying, and lying about the origins of covid? How much did we pay for that....
Department of Education? Results please? Pathetic. Not needed as the states should run their schools.

No one wants reckless cutting, no one wants to hurt the environment, schools, public safety, ect.

Maybe they should take a look at a campaign that spent 1.5 billion while enriching many of their friends and supporters, is that an example of what you were referring to?

You are smarter than that.
You are smarter than that.

Questionable comment.....
 
The Dems love their country so much they're willing to lie on jobs reports just to keep control of the white house. If that's not love - I don't know what is.

It is clear that we need about 50 special counsels need to be appointed - one just to investigate Jack Smith's special counsel role. Certainly, an investigation into the BLS could possibly show the WH pressure on them and if that happens, we need to outlaw it and prosecute if any current law is violated. There is an awful lot of fraud going on.
 
It sounds small, but I used to turn things around in 3-4 days (Simple/Non complex), when hired directly by a client. 3-4 days vs. 10 days, what would you choose?
10 days.....while keeping $400 of the $600 fee and telling the complaining home owner in an exasperated manner it's the appraiser's fault.
 
3-4 days vs. 10 days,
An appraiser working for a regional bank both in house appraising and managing their vendor list, told me that they were so sick of hiring AMCs to find an appraiser who was outside the bank's own vendor list, which they do rather frequently. They have their own vendors whom they hire direct but when confronted with a distant property, they go to an AMC. She said the AMCs are almost always late (because they are fee shopping probably) then once they engage an appraiser, they pressure for a rapid turntime because they've spent days finding the cheapest appraiser. As she put it, "I hate dealing with them."

I've had irate agents calling to ask where I was because the AMC lied and said they had engaged my assistant to do the appraisal when, in fact, she was doing nothing outside my office and wasn't even a CR at the time. No one had called me nor her.
 
Under DOGE theses Federal services you wrote above are not all going to go away. The concept is easy to understand if you keep an open mind and keep your politics out of it.
Typical JG approach. Doom and gloom, the sky is falling, wolf! wolf! Obviously doesn't understand that things can be more efficient without throwing out the baby with the bathwater.
 
We are becoming aware of an infinite dimensional world. Everything is changing faster and faster.

1. Are we going to finally rip out the guts of the federal bureaucracy? Well easier said than done. Yet, hold on, it may happen. It will happen. In fact many existing social and economic structures will be torn apart, essentially destroyed and replaced by more efficient and successful structures.

2. DOGE is just one of many emergent properties occurring in this AI renaissance. The destruction machine for antiquated bureaucracies that cost far more than what they are worth.

3. The GSEs are prime examples of these antiquated bureaucracies.

4. Quantum Mechanics says that time is really an illusion, it doesn't really exist. Yes the world changes, but without a changing world there is no time. That is time emerges as a kind of pseudo property from the changing world. But across the universe, time here is not time there. Time even if measured with some kind of atomic clock is relative to the location of the atomic clock. But that is not really descriptive. Time is not another dimension. It REALLY does not exist. There is a set of physical events in an ongoing chain reaction, that just happens. at one point we have a molecule H2O, it is undergoing exposure to heat and at some threshold the molecule splits into 2 Hydrogen molegules and 1 Oxygen molecule. This should be seen as one state followed by another state, where we are overlaying this synthetic, non-real property of time. But, again, time is not real. It is just a concept.

5. And we live next to parallel worlds. That's how that Quantum Chip with its many Qubits is so fast. It is splitting computation between parallel worlds that magically communicate through superposition and entrapment.

6. If people can't keep up with AI, and that is, well, - a question of time - then they will not be able to catch up with each other. The world disassembles itself. Social structures disappear. What emerges are isolated communities of individuals with their own social structures, philosophies, science and even time.

6. So, where we go. Academia is turning out too many PhDs. Professors need them to write their papers. If you want to be a full professor in a good university, you need to publish at least two substantial papers a year. To be really good, you may need to produce 7 or 8 a year - and for that you need a team of PhD candidates. After the professor is done with them, he throws them away. Mercilessly.

7. So, where do all these PhDs go? Oh, they can't find work. At least not work they would be interested in. They probably will eventually get swallowed up by new AI.

8. And if there were not enough parallel worlds, now it looks like we will just start getting a lot more.

9. Curt Jaimungal, Sabine Hosselfelder with clips from Sean Carroll:


 
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Typical JG approach. Doom and gloom, the sky is falling, wolf! wolf! Obviously doesn't understand that things can be more efficient without throwing out the baby with the bathwater.
What how can you cut waste without cutting the firefighters, police, and teachers....With DOGE there will be no schools doncha know!
 
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